Purpose of the position

Responsible for accurate and timely preparation, validation and submission of regulatory reports / returns for Operations, ensuring compliance with RBI / statutory requirements, internal policies and Head Office guidelines.

Job Responsibilities

- Prepare, validate and coordinate submission of regulatory reports / returns applicable to Operations within prescribed timelines.

- Collate data from relevant systems / teams and perform maker-level checks, reconciliations and reasonableness validations before reporting.

- Maintain a regulatory reporting calendar / tracker covering due dates, owners, dependencies, submission status and evidence of completion.

- Coordinate with Compliance, Finance, Business, Branch Operations and Technology teams for data requirements, clarifications and issue resolution.

- Ensure reports are reviewed, documented and supported by appropriate working papers, audit trails and approval evidence.

- Identify data gaps, exceptions and control weaknesses, escalate them in a timely manner and support closure of corrective actions.

- Track changes in RBI / statutory / Head Office reporting requirements and support timely impact assessment and operational implementation.

- Support automation / system enhancement requirements for regulatory reporting, including UAT and validation of reports where required.

- Prepare MIS / dashboards for reporting status, open issues, ageing items and key risks for management review.

- Support internal audit, statutory audit, regulatory inspection and compliance review queries related to Operations regulatory reporting.

- Maintain and periodically update process notes,



SOPs and control checklists for regulatory reporting activities.

- Ensure adherence to internal policies, maker-checker controls, data confidentiality requirements and Head Office guidelines.

- Promote a strong control and risk management culture within Operations.

- Other work allocated by the management from time to time.

Knowledge (b) Skills (c) Experience (d) Qualifications

- Graduate / Postgraduate / CA / MBA with 3-5 years of experience in banking Operations, preferably in regulatory reporting, compliance reporting or operations control functions.

- Working knowledge of RBI / statutory reporting requirements, banking products and Operations processes; familiarity with KYC / AML, FEMA and payment / deposit related reporting will be an advantage.

- Robust data validation, reconciliation and analytical skills; comfortable working with Excel and system-generated reports.

- Good understanding of maker-checker controls, audit trail requirements, documentation standards and operational risk controls.

- Ability to interpret regulatory / internal reporting requirements and convert them into clear operational actions and checklists.

- Strong verbal and written communication skills with ability to coordinate effectively with Compliance, Finance, Business, Technology and Operations stakeholders.

- Attention to detail, quality conscious approach and ability to work accurately under timelines and internal pressure.

- Ability to identify gaps, escalate issues promptly and support timely resolution / process improvement.

- Experience in UAT / report validation / automation initiatives related to regulatory reporting will be preferred.

📌 Regulatory Reporting (Mumbai)
🏢 Sumitomo Mitsui Banking Corporation (SMBC)
📍 Mumbai