Brief Description The BSI Lending Division – Loan Technician is responsible for a centralized disclosure desk to ensure adherence to regulatory and secondary market requirements as it relates to the loan disclosure process required throughout the mortgage loan cycle. Additionally, the candidate will perform loan level reviews to ensure that quality and data integrity adheres to Company and Investor expectations.

The Loan

Technician will also be responsible for providing support to key business partners regarding volumes and the effectiveness of compliance with federal and state regulations.

Essential Functions Review and interpret information received to effectively determine which disclosures are required to be provided. Information may be contractual, loan (rate term, loan type, interest rate lock, mortgage fee, etc.) property/market (transfer tax, stat disclosures, etc.) or borrower related.

Follow training and audit checklists necessary to evaluate loan files for data accuracy, consistency, and completeness.

Prepare Loan Estimate (LE) and Preclosing Disclosure (PCD), confirm fees and pricing are accurate and deliver to borrower(s).

Monitor and disclose change of circumstance (COC) requests in accordance with TRID guidelines verifying fee and loan information for accuracy at time of disclosure.

Monitor and execute Notice of Incomplete letters as necessary.

Process cancelled/denied/withdrawn files as applicable including a pre-HMDA review.

Oversees the locked pipeline to ensure loans do not expire prior to, or post-closing.





Responsible for working with Loan Officers and Processors through the life of the loan to validate the accuracy of pricing as it relates to loan characteristics and ensure the data integrity of lock detail in the loan origination system.

Monitor loan pipelines daily to ensure that files are moved to next applicable milestone accordingly. Competencies/Skills Basic knowledge of mortgage loans, loan level data and mortgage terminology

Attention to detail, high level of accuracy and ability to review self-created work. Strong analytical skills and mathematical fluency

Excellent oral and written communication skills

Comfortable performing research and analysis

Time management

Ability to work within strict deadlines

Ability to pivot from one task to another quickly

Takes direction well

Professional business communication

Teamwork orientation Work Environment This job operates in a professional office environment. This role routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets and fax machines. Ability to sit for long periods of time is essential.

Position

Type and Expected Hours of Work This is a full-time position. Days and hours of work are Monday through Friday, 8:00 a.m. to 5 p.m. CST. Additional hours may be required.

Education And Experience High School diploma or equivalent





Mortgage loan experience preferred but not required

Familiar with Outlook, Microsoft Word, Excel

Excellent quantitative skills and strong written/verbal communications skills.

Other Duties

Please note this is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice. What’s in it for you? Competitive compensation and full benefits package include medical, dental, and vision.

100% company-paid life insurance and disability coverage!

401K with company matching!

17 days PTO (increases with tenure) and 9 company paid holidays!

Professional but fun, casual work environment and excellent team culture! About BSI Financial Founded in 1986, we provide financial services that support our vision of enabling sustainable home ownership by practicing core values that embody doing what is right; emphasizing problem solving; delivering on expectations and winning with humility. Our clients include lenders and investors who make home financing possible.

BSI Financial was ranked multiple times in the SMU Dallas 100 list of the fastest growing companies in North Texas and was twice named to the Inc. 5000 list of the fastest growing U.S EEO Statement We are an equal employment opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, national origin, disability status, protected veteran status or any other characteristic protected by law

📌 Loan Technician (Gurugram)
🏢 BSI Financial Services
📍 Gurugram