Role &

Responsibilities :

Role Overview :

The Senior Product Owner will lead the strategy, roadmap, and delivery of digital payment capabilities, with a focus on realtime money movement, P2P payments, and payment network integrations (e.g., UPI digital application platforms). This role requires strong product leadership, deep payments domain knowledge, and the ability to collaborate across engineering, operations, fraud/risk, and compliance teams.

Key Responsibilities :

- Product Vision & Roadmap : Own and evolve the product strategy for digital payments, including instant transfers, P2P capabilities, and money movement enhancements.
- Payment Network Integrations : Lead integrations with digital payment networks; manage certification, rule compliance, and ongoing operational alignment.
- Backlog Management : Translate business needs into user stories, acceptance criteria, and prioritized backlogs.
- Agile Delivery Leadership : Partner with engineering to drive sprint planning, grooming, and release execution.
- Fraud, Risk & Compliance Alignment : Work with fraud, risk, and compliance teams to ensure secure, compliant payment experiences.
- Transaction Lifecycle Oversight : Oversee payment flows including authorization, posting, settlement, exceptions, and reconciliation.
- Stakeholder Engagement : Serve as the primary liaison across business, operations, customer support,



and technology teams.
- Data-Driven Product Decisions : Define and track KPIs such as payment success rate, fraud loss rate, adoption, and transaction latency.
- Platform Stability & Incident Support : Support production stability, root-cause analysis, and continuous improvement initiatives.

Preferred Candidate Profile :

Required Qualifications :

- 9 years of product management or product ownership experience.
- Hands-on experience supporting digital payment networks (Digital Application platforms, RTP, FedNow, ACH, or similar).
- Strong understanding of payment rails, the settlement lifecycle, and financial services regulatory frameworks.
- Proven ability to lead Agile teams and deliver complex technical products.
- Experience writing transparent user stories, acceptance criteria, and functional requirements.
- Excellent communication, analytical, and stakeholder management skills.

Preferred Experience :

- Experience with banking core systems, payment orchestration engines, or API-driven financial platforms.
- Familiarity with network certification processes, fraud detection tools, or risk scoring models.
- Certifications such as CSPO, PSPO, SAFe PO/PM, or equivalent.
- Experience working in consulting or client-facing delivery environments.

📌 Incedo - Senior Product Owner - Payments & Money Movement (India)
🏢 Incedo Technology Solutions
📍 India