Role Overview The Banker Authorizer is responsible for verifying validating and authorizing financial and non-financial transactions in accordance with bank policies RBI guidelines and internal control frameworks The role ensures zero-error processing compliance adherence fraud prevention and smooth branch operations functioning Key Responsibilities 1 Transaction Authorization Verification Authorize cash and non-cash transactions entered by the maker Validate high-value transactions as per approval limits Approve NEFT RTGS IMPS fund transfers cheque payments and charge reversals Verify signatures KYC documents and account details before approval Ensure maker-checker compliance for all operations 2 KYC AML Compliance Validate customer KYC CDD and EDD wherever applicable Conduct AML checks sanctions PEP screening and monitor suspicious activity Ensure transactions adhere to RBI internal compliance and audit requirements Ensure branch follows regulatory guidelines and operations policies 3 Customer Account Service Authorization Approve account opening requests CASA Term Deposits NRI minors etc Authorize modifications mobile email updates address change nomination update Approve service requests such as stop payments cheque book issue DD PO issuance Validate and authorize dormant-to-active account requests 4 Operational Control Risk Management Maintain dual control over vault keys ATM cash loading and sensitive stationery Review daily control reports exception reports and system overrides Flag and withhold suspicious incomplete or risk-prone transactions Ensure accurate documentation and rectify operational discrepancies 5 Audit Reporting Documentation Support internal external audits by providing required data and compliance evidence Maintain authorizer logs system reports and exception registers Ensure adherence to SOPs and minimize audit observations Ensure error-free processing and continuous improvement in branch operations Key Skills Required Solid knowledge of banking operations compliance KYC AML EDD understanding Eye for detail accuracy Decision-making risk assessment Customer service orientation Proficiency in Core Banking Systems Finacle Flexcube BaNCS etc