Your Role & Key deliverables:

In this role, you will be the ultimate custodian of company’s various platform’s stability, risk management while achieving the following:

1. Strategic Credit Risk Management:

- Credit Portfolio Engineering: Define the firm’s Risk Appetite and Risk Strategy to optimize the risk-return profile of future loan disbursals. The platform has already sophisticated risk management framework and disbursed ₹17,000 Cr+ amount worth of loans. Now it needs to be reworked for future growth.
- Quantitative Strategy: Oversee the lifecycle of proprietary Risk Models, ensuring rigorous Model

Validation and the deployment of real-time Early Warning Systems (EWS).

2. Enterprise & Operational Governance:

- ERM Framework Design: Build an end-to-end Enterprise Risk Management (ERM) roadmap,

integrating RCSA (Risk & Control Self-Assessment) into the DNA of every business unit.
- Prudential & IT Risk: Mitigate systemic vulnerabilities across IT infrastructure, Cyber-security, and

Business Continuity Planning (BCP).
- Transactional Integrity: Minimize Transactional Risk and fraud through automated, data-driven surveillance and KRI monitoring.

3. Regulatory Advocacy & Leadership:

- Regulatory Diplomacy: Act as the primary interface for any regulatory bodies,



shaping the platform's posture on Prudential Risk and Regulatory Information Services (RIS).
- Board-Level Reporting: Translate complex risk metrics into strategic insights for the Board and investors, fostering a culture of transparency and proactive risk-taking

4. Organizational Leadership & Team Building

- Function Design: Post-onboarding, you will be responsible for strengthening, mentoring, and leading a high-performing Risk Team.
- Culture Transformation: Evangelize a "Risk-as-an-Enabler" culture across the organization,

ensuring every business unit operates within established guardrails.

Must-Haves Skills:

• Experience : 11-18 years in Financial Risk, with at least 5 years in a senior leadership role. Proven mastery in Credit Risk within high-volume Retail/Fintech lending.

• Core Skills: Mastery of Basel Accords/Credit Risk Modeling, Asset Liability Management (ALM),

and Risk Analytics within a tech-driven environment

• Regulatory Record : Deep understanding of the Indian regulatory landscapes and demonstrated success in managing large-scale Regulatory Audits and RBI relationships.

Education : Bachelor’s degree in Finance, Economics, or related field (e.g., CA/CS/LL.B).

Skilled certification (FRM, CFA, or PRM) is strongly preferred.

📌 Head of Enterprise Risk Management -Lending -CTC upto 1 Crs (Mumbai)
🏢 Talentiser
📍 Mumbai