Business Function

Group Technology and Operations (T&O;) enables and empowers the bank with an productive, nimble and resilient infrastructure through a strategic focus on productivity, quality & control, technology, people capability and innovation. In Group T&O;, we manage the majority of the Bank's operational processes and inspire to delight our business partners through our multiple banking delivery channels.

Job Purpose

- Manage Priority Sector Lending Operations responsible for specific loan products – Co lending, BC Lending, Direct Assignment deals.

Key Requirements

- Processing of Loan transactions as per the agreed SLA
- Ensure adherence to the regulatory / SOP guidelines.
- Pass requisite reconciliation entries so as to keep the accounts clean
- Manage the processing makers and ensure they are trained and abreast of the process changes.

Requirements

- Ensure smooth day to day loan operations for Co lending, Direct assignment processes.
- Improve operational Controls and ensure Compliance to all regulations pertaining to Loan and priority sector / securitization guidelines.
- Loan Disbursal & Loan Servicing (Interest reset, Rollover, Restructuring, Advices, Rate Uploads)
- Analyzing & Improvising various transactional reports & Customer Advices.
- Assist in reviewing/developing Department Operating Instructions and ensure adherence of Policy and Procedures.




- Key role in the UAT & the Project Team in the Successful Implementation of Loan processing System.
- Support digital Strategy of the bank.
- Partnering Business team in successful rollout of various PSL products
- Effective Relationships with Senior Management, Internal & External Customers.
- Ensuring the GLAO and other reconciliations are performed in timely manner

Required Experience

- Candidate should have Minimum 6-8 years’ experience in Loan Operations.
- Should have strong knowledge of various corporate and retail loan aspects wrt. Disbursement parameters, EMI calculation, loan servicing products.
- Handling all types of customer complaints, enquiries Queries. Interacting with beneficiary / beneficiary bank / issuing bank regarding any clarification with respect to loan/securitization transactions.
- Should possess good MS excel capabilities and have a proven track record in working with such projects.

Education / Preferred Qualifications

- Graduate / Post-Graduate with relevant work experience in working in the Loan Ops Unit.

Core Competencies

- Process Management
- Strategizing and Problem-solving skills
- Interactive to communicate with different stakeholders.

Technical Competencies

- Excellent hold of MS Excel capabilities
- Good Computer Skills
- Overview of systems used in Cash Operations

Location:

VikhroliJob:

Schedule:

RegularEmployee Status:

Full time

📌 Fixed Term Appointment, PSL Loan Ops, Corporate Banking, Technology and Operations (India)
🏢 DBS Bank
📍 India