Job DescriptionRoles and Responsibilities:

NLead multi-workstream client engagements end-to-end, setting approach and managing risk

Nand escalations, integrating outputs across teams, managing expectations and mentoring junior

Ntalent to uplift execution quality

N* Meet quantitative expectations of charge time and utilization (1,495 hours for a total of 65%

Nof time worked)

nDevelop client relationships and serve as primary contact for assigned client engagements

Nincluding for scoping, planning and timelines. Maintain regular communication with the

Nonshore team, client and relationship executive for streamlined client experience

NOptimize staffing and capacity and remove blockers. Effectively plan, allocate tasks and

Nmanage work teams on engagements to meet client deliverable timeframes with delivery

Nof high-quality work product

N Review a sample of commercial loans of financial institutions to ensure that acceptable

Ncredit standards are maintained and that loans conform to established company policy

Nand any applicable regulatory requirements.

NAnalysis of the credit risks within individual commercial loans and commercial mortgages

Nand opine on the appropriateness of risk grades for the loans reviewed.

N Review documentation relating to origination and renewals, collateral, insurance, flood

Ncertification(s) etc. Document compliance with loan policies, lending procedures and

Napplicable regulations with the application.

NDocument observations, deviations that need to be discussed with the client.

N Conduct activities consistent with established banking policies, procedures and systems,





NBank Secrecy Act and all applicable State and Federal laws and regulations in the United

NStates of America.

nManage performance, staffing, and development plans;

build a diverse, high-trust team

Nculture. Provide guidance, coaching and actionable feedback to seniors/assistant managers.

N Monitor budget vs. actuals for the workstream;

recommend corrective actions early

NEffectively lead calls with the onshore (US) team to discuss team progress, quality and

Nproductivity.

n Demonstrate leadership in firm initiatives;

foster cross-practice collaboration

NManage the team in providing other risk advisory services to financial services and other

Nindustry clients as required.

NEssential Qualifications and Experience

N Master's or bachelor's degree in accounting or finance (M. Com/B. Com/MBA). Major in

NBanking would be a plus.

N15-20 years of experience in the banking industry with a focus in lending, credit analysis and

Nloan review.

n Knowledge and experience in US banking industry with valuable knowledge of applicable rules

Nand regulations is strongly preferred.

NGood knowledge and understanding of business banking and commercial loan products

Nand lending credit policies/guidelines.





N Good knowledge of commercial lending, agricultural lending, real estate development, Coand

Nconstruction lending, andthe required collateral documents for each type.

NExperience in regulatory compliance for US based financial institutions is preferred.

N Experience managing multiple projects from start to end, including involvement in scoping

Nand ownership of planning, execution, reporting and delivery.

NStrong experience in performance management and people development, stakeholder

Nmanagement, escalation management, and ability to communicate effectively with other

Nleaders, both internally and externally.

N Prior experience of working with overseas teams is essential.

NSkills & Abilities:

NGood spoken and writtenEnglish

N Strong analytical skills and critical thinking ability

NSelf-motivated and detail-oriented

N Strong desire and capacity to learn

NStrong leadership skills with self-accountability

N Ability to develop people and client relationships

NAbility to plan and prioritize multiple projects, follow through on requests, take initiative,

Nwork under pressure and meet deadlines.

N Able to generate quality work products in a timely manner with strong attention to detail.

NAble to communicate well with team members and leaders across US and India.

N Ability to grasp new things quickly and apply learnings

NTeam player with stronginterpersonal and communication skills

N Good knowledge of Microsoft Outlook, Excel and Word, and Adobe.

NPrior experience with CaseWare or DiCom CQS is a plus.

📌 Credit Risk Manager- Us (Karnataka)
🏢 Wipfli India
📍 Karnataka