CREDIT MANAGER | NBFC | Commercial Vehicle / Commercial Equipment Financing

Designation: Credit Manager

Location: Kurnool

CTC Offered: Up to 7,00,000 per annum

ΔΔ Eligibility: MBA (Finance) or CA

⇶ Work Experience Required:

⇶⇶ Minimum 4 years of relevant Credit Management experience in:

- Commercial Vehicle Finance OR
- Commercial Equipment Finance
- OR Similar Experience

Key Responsibilities:

- ⌦ Conduct end-to-end credit underwriting of Commercial Vehicle / Commercial Equipment Financing proposals, including Dealer and Vendor Funding programs linked to corporate anchors.
- ⌦ Assess borrower creditworthiness through detailed analysis of financial statements, cash flow patterns, banking behaviour, trade cycles, and business performance.
- ⌦ Evaluate credit bureau reports, repayment capacity, industry risks,



and local market dynamics to make informed credit decisions.
- ⌦ Perform field visits, client meetings, and personal discussions to validate business operations, management quality, and credit requirements.
- ⌦ Ensure adherence to internal credit policies, regulatory guidelines, and underwriting standards.
- ⌦ Monitor portfolio performance, delinquency trends, early warning signals, and collection efficiency at the branch level.

For more details & to apply, connect with the undersigned.

Thanks & Regards

Kunal Sharma

RAY HR CONSULTANCY

☎(phone hidden)

@ Email: [HIDDEN TEXT]

LinkedIn: www.linkedin.com/in/kvks

Website: www.tinyurl.com/rayhrc

📌 Credit Manager - CV / CE - Kurnool
🏢 Amrita Ray (Proprietor of Ray HR Consultancy)
📍 Kurnool