Business Analyst Officer

ROLES & RESPONSIBILITES

- Lead end-to-end business analysis activities for banking and payments transformation programs

- Engage with business stakeholders, operations, and technology teams to gather and refine requirements

- Create Business Requirement Documents (BRD) ,Functional Requirement Specifications (FRD) ,User stories, process flows, and data mapping documents

- Conduct detailed gap analysis between existing systems and target architecture

- Translate business needs into functional solutions aligned to core banking and payment platforms

- Drive solution design discussions and validate feasibility with technology teams

- Participate in client workshops, requirement walkthroughs, and solution reviews

- Collaborate with vendors and third-party providers during implementation

- Ensure alignment with regulatory, compliance, and ISO standards

- Mentor junior analysts and contribute to BA best practices

- Support

a) System Integration Testing (SIT)

b) User Acceptance Testing (UAT)

c) Defect triage and resolution

Skillsets

10-15 years relevant work experience

Strong Knowledge

Banking Domain : Core-Banking processing lifecycle , Customer-Account onboarding and management ,deposits, liability-assets

Payment Domain : Payment processing Lifecycle , ISO 20022 schemes for Domestic and cross-border payment flows (CBPR FED, CHIPS, CHAPS, SEPA, CHATS , RITS etc.)

System integrations and interfaces with Data design skills.

Work Experience

Products ->

Temenos Transact (T24) - preferred / Oracle FLEXCUBE / Infosys Finacle

ACI RTPS (Real-Time Payment System) /TFG Pelican / PayHUB

SQL , Flowcharts ,



SDD-HDD

Agile / Scrum methodologies

Should Have/be

Excellent stakeholder management and communication skills

Strong analytical and problem-solving capability

Ability to work in cross-functional, global teams

Experience in client-facing roles and workshops

Leadership skills with ability to mentor team members

Keywords (If any)

Business Analyst, Core Banking, Payments, SWIFT, ISO20022

About State Street

Across the globe, institutional investors rely on us to help them manage risk, respond to challenges, and drive performance and profitability. We keep our clients at the heart of everything we do, and smart, engaged employees are essential to our continued success.

We are committed to fostering an setting where every employee feels valued and empowered to reach their full potential. As an essential partner in our shared success, you'll benefit from inclusive development opportunities, flexible work-life support, paid volunteer days, and vibrant employee networks that keep you connected to what matters most. Join us in shaping the future.

As an Equal Prospect Employer, we consider all qualified applicants for all positions without regard to race, creed, color, religion, national origin, ancestry, ethnicity, age, disability, genetic information, sex, sexual orientation, gender identity or expression, citizenship, marital status, domestic partnership or civil union status, familial status, military and veteran status, and other characteristics protected by applicable law.

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Job ID: R-791843

📌 Business Analyst - Officer (Bengaluru)
🏢 State Street
📍 Bengaluru