About mPokket

Founded in 2016 by Gaurav Jalan, mPokket was born from a simple yet powerful realisation - while global youth enjoyed financial freedom, young Indians faced barriers. We set out to bridge the gap between aspirations and affordability by empowering the youth of Bharat

At mPokket, we exist to remove the financial friction that stalls potential. We are on a mission to empower

Young India, the Aspirants, and the Self-Starters to achieve their dreams with true financial independence.

Today, we bridge that gap by offering quick, dignified, and accessible instant loans up to ₹2,00,000. We are proud to be a trusted partner for over 65 million customers, maintaining a 4.6/5 rating on the Google Play

Store.

The same belief, that people deserve better access and greater opportunity, shapes everything we do beyond our product. Through our CSR initiatives, we have touched over 3,22,000 lives, supporting ~100 rural schools,

funding education for children from marginalised communities, providing healthcare infrastructure to critical medical institutions, empowering 3,400 women with livelihood and hygiene support, and serving over

1,00,000 meals to patients and caregivers outside cancer hospitals. Every rupee we earn carries the weight of a broader commitment to the communities we serve, not just the customers we lend to.

This commitment extends inward too. We are a Great Place To Work® Certified™ organisation - a recognition earned not from a submission, but from the honest, anonymous voices of our own people. Our 4.5+ rating on

AmbitionBox reflects the same truth. Here, every day is an opportunity to grow, create, and make a meaningful impact. Job Summary

Associate Architect (Full Stack)

Mpokket is looking for a hands-on Associate Architect to design, build, and evolve scalable,

resilient, and secure enterprise applications. The ideal candidate should possess strong backend engineering expertise, solid system design skills, and experience building cloud-native distributed systems. The role requires balancing architecture, hands-on development, technical leadership, production excellence, and mentoring engineers.

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Key Responsibilities

 Design scalable, resilient, and highly available distributed systems.

 Define solution architecture and drive technical design discussions.

 Design and review microservices, REST APIs, and event-driven architectures.

 Collaborate with engineering teams to build secure, high-performance applications.

 Review architecture, design, and code to ensure engineering best practices.

 Identify and address scalability, reliability, performance, and security challenges.

 Drive production readiness through observability, monitoring, and operational excellence.

 Mentor engineers and promote engineering best practices.

 Work closely with Product, Engineering, DevOps, and SRE teams to deliver high-quality software.

 Stay current with emerging technologies and modern software engineering practices.

Minimum

Qualifications





 Bachelor's or Master's degree in Computer Science, Information Technology, or an equivalent discipline with 7–10 years of software engineering experience and a strong backend engineering background.

 Strong programming experience in Java (17+) with hands-on experience in Spring Boot, Spring MVC,

Spring Data, and Spring Security, along with a strong understanding of Object-Oriented

Programming (OOP), SOLID Principles, Design Patterns, and experience designing and developing

RESTful APIs and scalable, high-performance backend applications.

 Strong understanding of Microservices Architecture with proven experience designing scalable, highly available, fault-tolerant distributed systems, including expertise in High Availability (HA), Scalability,

Event-Driven Architecture, API Gateway, Caching, Load Balancing, Rate Limiting, Circuit Breaker

Pattern, Retry Mechanisms, Idempotency, Distributed Transactions, Performance Optimization, and

Secure Application Design, along with participation in architecture reviews and technical design discussions.

 Strong experience working with MySQL, PostgreSQL, MongoDB, and Redis, including expertise in

Database Design, Query Optimization, Indexing, Transactions, Performance Tuning, High

Availability, and Replication.

 Hands-on experience with Apache Kafka and RabbitMQ, including building asynchronous and event-

driven systems with a strong understanding of Producer/Consumer Patterns, Consumer Groups,

Dead Letter Queues (DLQ), Retry Strategies, Message Ordering, and Message Durability.

 Hands-on experience with AWS and/or GCP, cloud-native application development, Docker and

Kubernetes, and a strong understanding of container orchestration, deployment strategies, scaling,

and production operations.

 Working knowledge of frontend application architecture from a deployment and operations perspective, with an understanding of React, Angular, or Vue.js, and experience with frontend deployment, CDN/Web Server configuration, authentication flows, API integration, monitoring,

production troubleshooting, and collaboration with frontend engineering teams to design end-to-end solutions.

 Hands-on experience with one or more observability platforms including Datadog, Recent Relic, ELK

Stack, Grafana, or Prometheus, along with experience in Application Monitoring, Distributed

Tracing, Log Analysis, Alerting, Root Cause Analysis (RCA), Performance Monitoring, and Production

Incident Management.

 Proven experience leading architecture and technical design discussions, mentoring engineers, and demonstrating strong communication, stakeholder management, analytical, and problem-solving skills.



 Proven experience designing and building large-scale distributed systems in production with a hands-

on engineering approach, an architectural mindset, and the ability to work across architecture,

development, production support, and engineering excellence initiatives while demonstrating strong ownership, collaboration, mentoring skills, and a passion for solving complex engineering problems and improving system reliability.

Preferred

Qualifications

 Experience with Python, OpenTelemetry, Elasticsearch, CI/CD pipelines using Jenkins, GitHub

Actions, or GitLab CI, and Infrastructure as Code (Terraform or CloudFormation).

 Basic understanding of AI/ML concepts and practical enterprise use cases, along with experience building or integrating AI-powered applications.

 Exposure to AI/LLM frameworks including LangChain, LlamaIndex, Spring AI, CrewAI, AutoGen, and

Semantic Kernel.

 Familiarity with Large Language Models (LLMs), Retrieval-Augmented Generation (RAG), AI Agents,

Vector Databases, and MCP (Model Context Protocol).

 Experience using AI-powered developer tools such as Cursor, GitHub Copilot, Claude Code, or similar

AI-assisted development platforms.

 Experience with architectural patterns and platforms including Domain Driven Design (DDD), Clean

Architecture, Hexagonal Architecture, API Gateway platforms, Service Mesh, and Feature Flag platforms.

 Experience in one or more domains including FinTech, Digital Lending, Payments, Banking, or

Financial Services. What’s in it for you?

- Led AI-driven engineering initiatives across underwriting, repayment, collections, dialer systems, and core lending platforms supporting high-volume transactions and large-scale customer traffic.
- Architected scalable data and AI ecosystems leveraging Databricks for real-time analytics, ML workflows, observability, and intelligent decision-making systems.
- Spearheaded next-generation DevOps and observability transformation through AI-powered monitoring, predictive diagnostics, automated RCA, and operational automation, significantly improving platform reliability, scalability, and infrastructure cost efficiency.
- Designed and scaled distributed systems, event-driven architectures, and agentic AI workflows to accelerate engineering productivity, strengthen fraud detection capabilities, optimize operations, and enhance customer experience at scale.

Who We

Are

Our Approach to Talent and Culture

At mPokket, we focus on building high-performing teams driven by merit, ownership, and a shared ambition to solve real problems. We hire for capability, potential, and impact creating opportunities for individuals to grow, contribute meaningfully, and do their best work.

Our team reflects a diverse mix of backgrounds, experiences, and perspectives, enabling better decision-

making and innovation. We are committed to fostering a culture of respect, openness, and collaboration—where individuals feel valued, empowered, and inspired to make an impact.

📌 Associate Architect (Karnataka)
🏢 mPokket
📍 Karnataka