Key Result Areas Supporting Actions Underwriting and Portfolio Quality Management - Execute risk and credit operations for basic transactions assigned, in adherence with defined frameworks and principles across ABHFL business lines

- Seek guidance from seniors proactively and gather insights on technical aspects as well as state/ property specific considerations for effective risk assessment of individual cases
- Liaise with relevant Legal, Technical and other verification vendors for Legal-Technical evaluations and clarifications in complex cases, as required
- Monitor the bounce rates as per threshold limits.

Process

Efficiency - - Execute risk operations efficiently and in a manner that enables business performance while ensuring risk management imperatives





- Coordinate seamlessly with Credit Processing Analysts to ensure case files are logged appropriately before proceeding to initiate credit operations
- - Work as per process-driven coordination mechanisms with Sales and Operations teams for effective decision making and problem solving in line with business and risk management needs; escalate to RCM as required.
- - Effectively managing external vendors to ensure quality of reports & TAT
- - Efficiently track Cost and ensure they are within budgeted levels.
- Ensure accurate data capture in LOS and maintain high quality of documentation.
- Ensure collection of Post disbursal documents within assigned time frame.

📌 ABHFL - Credit Manager - Informal - Vidisha (India)
🏢 Aditya Birla Group
📍 India