Job title: Team Lead – US Banking Check/ Item Processing Implementation
About the role
As a SME/Team Lead/Manager - US Banking Check/ Item Processing Implementation,, you will make an impact by delivering implementation solutions across card and payments processing environments with a focus on US banking. You will be a valued member of the Cards & Payments team and work collaboratively with clients, technical teams, and stakeholders to drive successful project outcomes and client satisfaction.
In this role, you will

- Lead and execute implementation activities across cards and payments solutions, ensuring alignment with client requirements and business objectives

Manage end-to-end implementation of item and image processing across merchant, mobile, teller, and ATM capture channels
Drive solutioning for Image Cash Letter processing, including duplicate detection configuration and exception handling
Collaborate with clients during US business hours to gather requirements, deliver training, and support go-live and stabilization phases
Analyze data, identify risks or patterns, and proactively resolve issues while managing escalations and stakeholder communication
Work model
We believe hybrid work is the way forward as we strive to provide flexibility wherever possible. Based on this role’s business requirements, this is a hybrid position requiring 2-3 days a week in a client or Cognizant office in PUNE / BANGALORE / CHENNAI/HYD/Kolkata/Ahmedabad India. Regardless of your working arrangement,



we are here to support a healthy work-life balance through our various wellbeing programs.
The working arrangements for this role are accurate as of the date of posting. This may change based on the project you’re engaged in, as well as business and client requirements. Rest assured; we will always be explicit about role expectations.
What you need to have to be considered

- 5-15 years of experience in US banking cards and payments domain

Strong knowledge of item and image processing, including merchant and mobile distributed capture workflows
Experience with Image Cash Letter processing and duplicate detection configuration and management
Understanding of deposit lifecycle, settlement, balancing, and exception handling across distributed capture platforms
Bachelor’s degree or equivalent qualification
These will help you stand out

- Familiarity with banking ERP, check clearing, and remittance processing environments

Knowledge of print and mail processing fundamentals, composition, and output tooling
Experience with file intake, data validation, and print floor or insertion processing capabilities
Basic knowledge of SQL and Oracle
Strong communication, stakeholder management, and client-facing skills
Inclusive encouragement
We’re excited to meet people who share our mission and can make an impact in a variety of ways. Don’t hesitate to apply, even if you only meet the minimum requirements listed. Think about your transferable experiences and unique skills that make you stand out as someone who can bring new and exciting things to this role.

📌 TL-US Banking Check/Item Processing Implementation (Pune)
🏢 Cognizant
📍 Pune