Job Purpose
“This position is open with Bajaj Finance ltd.”Culture Anchor:Work Hard - Consistently puts in effort. plans and tracks daily progress to achieve targetsExecute with Rigor - Takes responsibility for meeting targets with focus and effortOwn It - Maintains honesty and fairness in all interactions in line with organization’s policiesAct with Integrity
Duties and Responsibilities
? The role will require a solid understanding of Professionals, industry knowledge & market intelligence and underwriting processes at BFL to ensure that only credit worthy firms & Individuals are extended loans in line with BFL?s risk policies. The incumbent will be responsible for underwriting loans in their specific locations, which will mostly be pre-qualified / pre-approved by the Risk team,
and require quick processing TATs, in the following businesses:? Professional Loans:Monthly disbursements are expected to cross Rs.250 Cr in these businesses by September. Thus each Credit Manager is expected to process Rs.10 Cr of loan applications. ? Key Responsibilities: 1. Underwriting of Loans to Professionals within defined time lines.2. Drive ownership of internal processes & compliance with underwriting policies 3. Support Business, Risk & Operations in meeting the long term goals of the respective businesses
Required Qualifications and Experience
? Qualifications:<