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Credit Officer

Key Result Area

SNO.OBJECTIVEWEIGHTAGEKEY PERFORMANCE INDICATORAnnexure

1To prepare CAM with all the pre disbursement documents in place as per the Credit norms and within the prescribed TAT (Pre Disbursement)30%TATAs per annexure 1

2Ensure that file is complete in all aspects before the loan is disbursed (FTR as per the matrix)20%First Time Right %As per annexure 2

3Physical File Dispatch to HO as per the matrix20%TAT of Physical DispatchAs per annexure 3

4Completion of PDD on time for the loans disbursed20%% of On time PDD completionAs per annexure 4

5Self Development5%Average Mandays of Training for SelfAs per annexure 5

6Process Orientation5%Audit ScoreAs per annexure 6

Annexure - 1

Scoring method5
(Outstanding)4
(Excellent)3
(Very Good)2
(Good)1
(Adequate)

TAT100%<95% to 99%<90% to 94%<85% to 89%<80% to 84%

Annexure - 2

Scoring method5
(Outstanding)4
(Excellent)3
(Very Positive)2
(Good)1




(Adequate)

First Time Right %100%<95% to 99%<90% to 94%<85% to 89%<80% to 84%

Annexure - 3

Scoring method5
(Outstanding)4
(Excellent)3
(Very Good)2
(Good)1
(Adequate)

TAT of Physical Dispatch100%<95% to 99%<90% to 94%<85% to 89%<80% to 84%

Annexure - 4

Scoring method5
(Outstanding)4
(Excellent)3
(Very Good)2
(Good)1
(Adequate)

% of On time PDD completion100%<95% to 99%<90% to 94%<85% to 89%<80% to 84%

Annexure - 5

Scoring method5
(Outstanding)4
(Excellent)3
(Very Good)2
(Good)1
(Adequate)

Average Mandays of Training for Self>=32.5-2.992-2.491-1.99<1

Annexure - 6

Scoring method5
(Outstanding)4
(Excellent)3
(Very Good)2
(Good)1
(Adequate)

Audit Score>95%91 - 95%81-90%71-80%<71

📌 Credit Officer (India)
🏢 equitas small finance bank
📍 India