JOB DESCRIPTIONJob Purpose

"This position is open with Bajaj Finance Ltd."

Duties and Responsibilities

The role of the Credit Manager will require a robust understanding of industry knowledge & market intelligence and underwriting processes at BFL to ensure that only credit worthy firms & individuals are extended loans in line with BFL's risk policies.

BFL is currently in the process of scaling up its new car business and the incumbent for this role is expected to bring in industry level insights from credit, risk as well as process perspective.
FTL 2 - New Car loans
Monthly disbursements are expected to cross INR 100 Cr in these businesses by September 2018.

This role reports to the Regional Credit Manager.
This role covers pan India strategy for current car loans from sale purchase, balance transfer as well as refinance perspective.

Key Responsibilities:
Underwriting of recent car loans business
Incorporate industry best practices with respect to processing turn-around, risk metrics and policy




To provide an inside perspective on underwriting as managed by the leading financiers in the industry
Drive ownership of internal processes & compliance with underwriting policies
Support Business, Risk & Operations in meeting the long term goals of the respective businesses

Required Qualifications and Experience
Chartered Accountant / MBA with at least 3 years of experience in financial services underwriting
At least 3 years underwriting experience in used car loans with a reputed bank/NBFC

Skills
High process orientation
Good analytical skills
Positive attitude
Good communication skills, with proficiency in English
Ability to interact and build common ground with various stakeholders in the business

LocationsBASIC SECTION
Job Level: GB03
Job Title: Deputy Area Manager - Credit, UW Bharat Lending CV, UW Bharat Lending CV Retail
Job Location Country: India
State: ANDHRA PRADESH
Region: South
City: Vijayawada
Location Name: Vijayawada
Tier: Tier 1

📌 Deputy Area Manager Credit Vijayawada
🏢 Bajaj FinServ
📍 Vijayawada