Job Description

Rating Analyst

Work Location: Mumbai

Relevant Work Experience: (CRAs / Banks / Financial Industry) 3 - 5 years
The role entails undertaking rating assignments in respect of financial instruments, bank loans, and other debt products, and ensuring the timely delivery of the same as per the laid - down regulatory timelines.
To independently handle the rating assignments and analyze financial statements, factoring quantitative qualitative data points, key ratios, and performance to assess the creditworthiness of the company.
To prepare rating reports covering the risk assessment with respect to Management, Financials, Business, and Industry, benchmarking with peers, and key rating considerations.
Interact with company management, auditors, bankers, and other lenders and visit companies and factories as part of regular monitoring and data gathering.
To carry out regular surveillance, monitoring, and reviews every quarter/ material event basis, tracking the performance of the companies with respect to macroeconomic changes, and handling internal and external audit queries.
Strictly adhere to standard operating procedures, regulations policies.
Valuable domain knowledge in the credit ratings/banking / financial services sector with an analytical approach.




Assessment of creditworthiness of mid - corporate businesses.
Valuable analytical and presentation skills to present the facts along with rating recommendations to the rating committees.
Valuable written and oral communication skills in English (for report - writing, making presentations).
Good customer communication skills to elicit information, ask questions, communicate rating decisions, and convince stakeholders.
Good understanding of accounting standards, banking - related financial concepts, and strong quantitative and analytical skills.
Good interpersonal skills and ability to work with the larger team under the guidance of mentor team members.
Skilled in working with details and numbers.

Graduate/Post - Graduate in Finance or Commerce, CA/CFA or any additional certification in Finance will be an added advantage.

Candidates with Financial Analysis of Companies/Corporate Credit Experience will be given high priority

Disclaimer : This job posting has been aggregated from external source. Role details, content, and availability are subject to change. Applicants are advised to confirm the latest information directly on the company website before applying.

📌 Rating Analyst Maharashtra
🏢 Brickwork Ratings (BWR)
📍 Maharashtra