Senior Team Member Gurugram, India;Madhapur, Hyderabad **To proceed with your application, you must be at least 18 years of age.** Acknowledge (https://ghr.wd1.myworkdayjobs.com/lateral-ba_continuum/job/GURUGRAM-HARYANA/Team-developer_25046018) **Bank of America employees are required to meet all** **posting eligibility requirements** **prior to applying for any new position.** Acknowledge (https://ghr.wd1.myworkdayjobs.com/lateral-ba_continuum/job/GURUGRAM-HARYANA/Team-developer_25046018) Refer a friend **To proceed with your application, you must be at least 18 years of age.** Acknowledge (https://ghr.wd1.myworkdayjobs.com/lateral-ba_continuum/job/GURUGRAM-HARYANA/Team-developer_25046018) **Bank of America employees are required to meet all** **posting eligibility requirements** **prior to applying for any new position.** Acknowledge (https://ghr.wd1.myworkdayjobs.com/lateral-ba_continuum/job/GURUGRAM-HARYANA/Team-developer_25046018) **Job Description:** **About Us** At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day. Being a Great Place to Work and providing a culture of caring is core to how we drive Responsible Growth. We are intentional about fostering an inclusive workplace where every teammate has the opportunity to succeed, build a career and contribute to our shared success. This includes attracting and developing exceptional talent, recognizing and rewarding performance, and supporting our teammates' physical, emotional, and financial wellness through affordable, competitive and flexible benefits. We value the unique perspectives individuals bring from all backgrounds and career paths - whether shaped by military service, community college education, or a wide range of work and life experiences. These journeys foster resilience, leadership and innovation, strengthening our workforce and positively impact the communities we serve. Bank of America is committed to an in-office culture that supports collaboration, engagement, and career development. Our approach includes clear in-office expectations, while providing an appropriate level of flexibility based on role-specific responsibilities and business needs. At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us! **Process Overview** The team supports the Small Business Spreading client segment.



The process involves financial due diligence by analyzing and reclassifying financial statements of new and existing Lines of Credit & Term Loan for corporate borrowers in accordance with the bank's credit risk policy for determining the borrower credit worthiness & debt service capacity. The process requires retrieval of financial statements/other related credit documents from the Bank's document storage system and conduct enhanced due diligence for loan decisioning. **Job Description** The ideal candidate would be someone who has prior experience of credit analysis, apart from having deeper domain knowledge of accounting and analyze financial statements. The candidate requires to collaborate easily and effectively with the team and stakeholders in ensuring resources with right skill sets are on-boarded, trained, monitored on regular basis. The candidate would also be able to balance workload of the team in consultation with leads from other Spreading processes. **Responsibilities** + Ensure timely follow up & closure identified issues with the line of business partners + Working with various stakeholders to understand and resolve queries, escalations, and process enhancements + Identify continuous improvement opportunities within the process + Creating MIS reports and tracking various KPIs & KRIs of the team to improve Critical to Quality data + Drive operational and process efficiency; Identify and implement industry best practices + Monitor and track the quality metrics and work towards continuous improvement, standardization, optimization **Requirements** + **Education-** Graduation (Commerce)/ Post Graduation/ MBA in Finance + **Certifications If Any-** Commercial Lending, Financial Analysis & Report Writing + **Experience Range-** 2+years of work experience in Credit Analysis will be an advantage. **Mandatory skills** + Strong analytical & numerical abilities + Good oral/written communication skills + Strong knowledge & understanding of financial statements + Knowledge of accounting standards (US GAAP) **Desired skills** + Knowledge of IFRS/GAAP Accounting standards + Working knowledge of Power Point, Excel + Demonstrate ability to work in a high-pressure environment + Takes initiative and challenges existing processes and procedures in a proactive manner + Strong team player + Ability to analyze issues independently and derive solutions + Analytical skills **Work Timings** 7:30 AM - 2:30 AM: Rotational **Job Location** GGM/Mumbai/Hyd Bank of America and its affiliates consider for employment and hire qualified candidates without regard to race,



religious creed, religion, color, sex, sexual orientation, genetic information, gender, gender identity, gender expression, age, national origin, ancestry, citizenship, protected veteran or disability status or any factor prohibited by law, and as such affirms in policy and practice to support and promote the concept of equal employment opportunity, in accordance with all applicable federal, state, provincial and municipal laws. The company also prohibits discrimination on other bases such as medical condition, marital status or any other factor that is irrelevant to the performance of our teammates. View your **"Know your Rights (https://www.eeoc.gov/sites/default/files/2023-06/22-088_EEOC_KnowYourRights6.12.pdf) "** poster. **View the LA County Fair Chance Ordinance (https://dcba.lacounty.gov/wp-content/uploads/2024/08/FCOE-Official-Notice-Eng-Final-8.30.2024.pdf) .** Bank of America aims to create a workplace free from the dangers and resulting consequences of illegal and illicit drug use and alcohol abuse. Our Drug-Free Workplace and Alcohol Policy ("Policy") establishes requirements to prevent the presence or use of illegal or illicit drugs or unauthorized alcohol on Bank of America premises and to provide a safe work workplace. Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. Should you be offered a role with Bank of America, your hiring manager will provide you with information on the in-office expectations associated with your role. These expectations are subject to change at any time and at the sole discretion of the Company. To the extent you have a disability or sincerely held religious belief for which you believe you need a reasonable accommodation from this requirement, you must seek an accommodation through the Bank's required accommodation request process before your first day of work. This communication provides information about certain Bank of America benefits. Receipt of this document does not automatically entitle you to benefits offered by Bank of America. Every effort has been made to ensure the accuracy of this communication. However, if there are discrepancies between this communication and the official plan documents, the plan documents will always govern. Bank of America retains the discretion to interpret the terms or language used in any of its communications according to the provisions contained in the plan documents. Bank of America also reserves the right to amend or terminate any benefit plan in its sole discretion at any time for any reason.

📌 Senior Team Member (Madhapur)
🏢 Bank Of America
📍 Madhapur