Financial Spreading (Associate/Sr.Associate/ Delivery Lead)

Job Location - Gurgaon (Work from office)

Job Purpose

We are looking for a dedicated and motivated individual who has solid technical, analytical and organizational skills for our Lending Services team.

Key Responsibilities
Analyzing and spreading the financial statements in Moodys Risk Analyst (MRA) / Creditlens / client customized templates
Analysis of financial statements including Income statement, Balance Sheet & cash flow of public & private companies for the credit appraisal process
Going through the supplementary schedules, notes and MD&A; for the detailed breakups and adjustments
Normalizing the financial statement for exceptional and non-recurring items to arrive at the true profitability figures
Calculating the Adjusted Net Worth, Recurring Cash Flows, Annual Debt Service, Contingent Liabilities,



Custom Ratios and other financial metrics
Screening the credit agreements and analyzing the financial covenants applicable to the borrower
Monitor Covenant compliance and reporting.
Conduct detailed quality checks of client deliverables
The candidate should possess reasonable knowledge of the banking processes related to commercial lending, especially corporate loans.

Key Competencies
MBA (Finance) / CA (CPA equivalent) / CFA
Experience of 3-8years in spreading
Proven track record of process handling and client management
Proficient in Advanced MS Excel
Prior experience of working on Moodys Risk Analyst (MRA) is preferred
Excellent written and spoken communication skills

📌 Financial Spreading Associate/sr Associate/delivery Lead Haryana
🏢 Acuity Analytics
📍 Haryana