Description

Relationship Manager-Bharat Business

The Relationship Manager – LAP & Affordable Loans is responsible for sourcing recent customers and managing existing relationships to grow the Loan Against Property (LAP) and Affordable Housing Loan portfolio. The role involves business development, credit analysis, and providing exceptional customer service to ensure high customer satisfaction and retention.

Key Responsibilities:
Business Development:
Source new clients through market visits, channel partners, and referrals.
Promote LAP and affordable home loan products in the assigned territory.
Build and maintain relationships with key stakeholders like builders, real estate agents, and DSA partners.
Customer Relationship Management:
Manage customer lifecycle from lead generation to loan disbursement.
Handle client queries and ensure timely resolution.
Regularly follow up with existing customers for renewals, cross-sell opportunities, and referrals.
Credit Assessment:




Conduct initial credit evaluation and financial analysis of customers.
Ensure compliance with company’s risk policy and documentation standards.
Liaise with credit and operations teams to ensure smooth processing and disbursement of loans.
Sales Target Achievement:
Achieve monthly and quarterly sales targets for LAP and affordable loans.
Monitor performance and proactively take corrective actions to ensure goals are met.
Market Intelligence:
Keep abreast of market trends, competitor products, and pricing strategies.
Provide feedback and insights to the product and marketing teams.

Skills Required:
Solid interpersonal and communication skills
Proven sales and negotiation abilities
Customer-centric mindset
Ability to work independently and in a team

Valuable knowledge of financial documents and credit underwriting

📌 Relationship Manager Bharat Business Loans Marketing Branches Operations Navi Mumbai
🏢 Kotak Mahindra Bank
📍 Navi Mumbai