Role & responsibilities

Manage a designated portfolio of Japanese corporate credit customers. • Perform due diligence and scheduled reviews regularly. • • • • • Maintain direct communication with assigned customers. • • Analyze credit risk of the designated portfolio, determine accurate ratings, and make recommendations of accurate and timely ratings to management with support from senior portfolio manager. Prepare detailed credit analysis and credit applications in accordance with US Credit Policy, Credit-Related Procedures, Credit Rules, and JCB Credit Operating Manual, evaluating the borrowers industry / business / legal / financial risks and recommending extensions of credit to management.



Basic cash flow modeling skills and understanding of assigned industries / industry sub sectors are required, and maintain most updated knowledge on the industries through internal / external sources and direct communication with the customers. Able to understand and assess risk of standard bank products such as loans, stand-by LC, trade finance, forex, derivatives, and securitization. Oversight of covenants compliance, facility due date, condition / instruction / report required. Responsible for coordinating and communicating account information to internal auditors and external regulators (e.g., FRB, FSA, BOJ, SNIC, OCC).

📌 Senior Analyst (Mumbai)
🏢 Talent HR Networks
📍 Mumbai