Job DescriptionThe Process and Compliance Lead for Current Accounts will lead the compliance and operational risk framework for IndusInd Bank’s Current Account (CA) portfolio. This role is critical in ensuring adherence to RBI regulations, internal policies, and governance standards, while enabling sustainable business growth. NThe incumbent will act asa strategic partner to business leadership, ensuring robust controls, proactive risk management, and a solid compliance culture in a dynamic, growth-oriented environment. N n n n Overall Job Description N n Regulatory Compliance & Risk Oversight Nn Drive end-to-end compliance for Current Account products in line with RBI guidelines, internal policies, and industry best practices N Monitor and assess operational risks across sourcing, onboarding, servicing, and transactions within the liabilities portfolio N Ensure timely interpretation and implementation of regulatory updates (RBI circulars, KYC/AML norms, etc) N Act as the key interface with Compliance, Risk, Internal Audit, and regulatory authorities during audits and reviews Nn n Governance & Control Framework Nn Design and strengthen the risk and compliance framework for retail liabilities, aligned with IndusInd Bank’s risk philosophy N Establish robust controls across key processes including account opening, transaction monitoring, and customer lifecycle management N Drive consistency and standardization of compliance practices across branches, channels, and digital journeys N Ensure strong documentation, audit readiness,



and closure of audit findings within timelines Nn n n BusinessPartnership & Risk Advisory Nn Partner closely with Retail Liabilities business, Operations, and Digital teams to provide proactive risk advisory N Enable business growth by embedding compliant product design and process frameworks N Evaluate new product initiatives and process changes through a risk and compliance lens Nn n n Culture,Training & Awareness Nn Champion a strongculture of compliance, ethics, and accountability across frontline and support teams N Drive training and awareness initiatives on regulatory requirements, KYC/AML, and operational risk management N Promote first-line ownership of risk and compliance within the business Nn n n Operational Integrity & Continuous Improvement Nn Strengthen controls to minimize operational risk incidents such as frauds, process lapses, and breaches N Track key risk indicators (KRIs) and compliance metrics; drive corrective actions and improvements N Lead automation and digitization initiatives to enhance control effectiveness and reduce manual risk Nn nEDUCATION & EXPERIENCE N nMBA / PGDM (Tier 1 / Tier 2 preferred) N10–12 years of experiencein regulatory compliance, operational risk, or audit within retail banking NStrong understanding of RBI regulations, KYC/AML norms, and Current Account product lifecycle NProven experience in managing compliance in a branch-led and digital banking environment NAbility to operate in a fast-paced, matrixed organization with strong stakeholder influence NStrong analytical, problem-solving, and decision-making capabilities

📌 Process And Compliance Lead- Current Account (Maharashtra)
🏢 IndusInd Bank
📍 Maharashtra