JOB DESCRIPTION 1.

Risk Assessment & Analysis ● Evaluate Group Metrics: Analyze group census data, age demographics, and historical claims experience to identify and quantify potential risk exposures. ● Predictive Modeling: Utilize statistical data to forecast future utilization trends and claim behaviors for prospective and renewing groups. 2.

Quote Preparation & Structuring ● Collaborative Pricing: Design and construct tailored benefit quotes based on specific requirements communicated by the Sales Single Point of Contact (SPOC). ● Financial Alignment: Ensure the pricing structure balances competitiveness in the market with the company's profitability goals. 3.

Data Management & Administration ● Underwriting Governance: Maintain precise and organized underwriting files. ● CRM Hygiene: Consistently log activities, quote versions, and risk decisions within the CRM system to ensure data integrity across departments. 4.

Compliance ● Policy Adherence: Guarantee that all generated quotes strictly comply with internal underwriting guidelines and risk appetites. ● Efficiency: Manage workflow effectively to meet or exceed established Turnaround Times (TAT). 5.

Stakeholder Communication ● Strategic Insights: Partner with the Sales SPOC by providing clear, data-driven insights into the group’s risk profile. ● Pricing Justification: Articulate the rationale behind specific pricing decisions and rate adjustments to support the sales team in client negotiations.



REQUIREMENTS : ● Option 1 (Experienced): Minimum 1 year of direct experience in Group Health Underwriting. ● Option 2 (Academic Background): B.

Sc. in Actuarial Science (fresh graduates with a strong numerical foundation are welcome). ● Option 3 (Career Switch): Experienced medical claims processing professionals with strong technical knowledge who want to transition into underwriting. TECHNICAL & COMPETENCY REQUIREMENTS ● Analytical Mindset: Exceptional ability to spot trends, anomalies, and details within complex data structures. ● Software Skills: High proficiency in MS Excel (v-lookups, pivot tables, data sorting) and MS Word. ● Core Skills: Strong team player, adaptable to changing priorities. ADVANTAGES A Collaborative & Seasoned Peer Network ● Expert Mentorship: Work alongside a diverse, high-performing team with a rich mix of experienced and innovative thinkers. ● Knowledge Sharing: Benefit from a collaborative environment where insights into complex risk assessments and underwriting strategies are shared freely.

Accelerated Career Development ● Fast-Tracked Growth: Engage in high-impact underwriting projects that challenge your analytical skills and expand your business acumen. ● Continuous Learning: Access a workplace dedicated to your skilled evolution, offering the tools, feedback, and autonomy needed to advance your career at an accelerated pace.

📌 Junior Executive - Underwriting (India)
🏢 Onsurity
📍 India