Full Job Description
Position Summary:
The Mortgage underwriting associate evaluate and determine the eligibility of loan applications of residential mortgage (1-4 family) loans. Mortgage underwriting associate role includes but not limited to analyzing and verifying loan applications, review of all 4 Cs evaluating risks, and making loan eligibility decisions.
The incumbent ensures the accurate, efficient, and timely flow of information/documentation for offering quality and effective services.

To apply, Call HR Cheshta - (phone hidden)

Responsibilities:

- Knowledge of mortgage underwriting and Agency automated underwriting systems
- Demonstrate a full understanding of agency guidelines as well as posted Lender internal guidelines
- Review all mortgage applications and documentation for accuracy and completeness
- Review and be able to complete a full analysis of all types of income (Self/Rental/Wage/etc), Assets, Liabilities, Credit and Collateral.
- Analyze credit, income, and assets on a loan-by-loan basis to properly assess individual risk, and promptly provide underwriting decisions to Mortgage Originators
- Review property documentation including title commitments, sales contracts, insurance, and flood determinations
- Maintain a well-developed knowledge of loan product guidelines and industry regulations, including assisting in the prevention, detection, and resolution of mortgage fraud
- Review and analyze appraisals for value and compliance with industry requirements




- Demonstrate the ability to independently make sound decisions based on the creditworthiness of the applicants based on established underwriting guidelines, policies, procedures, knowledge, and experience
- Provide exceptional customer care (both internal and external) in a manner that satisfies the individual needs of each customer and builds loyalty to the client
- Maintain confidentiality of all customer and employee information
- Respond positively to feedback and redirection
- Fully utilize systems, tools, training, and resources provided to maximize potential
- Assist other departments as needed
- Meeting daily production.
- Meeting the daily SLA requirement
- Meeting the daily Quality requirements

Qualifications Education: Bachelors in any stream.
Experience: 18 Months years in creasingly responsible experience in related areas.

Knowledge/Skills/Abilities:

- Experienced mortgage professional with 18 Months plus experience in mortgage underwriting.
- Knowledge and understanding of US Mortgage
- Understanding of documents of Loan processing
- Can multi-task and manage time efficiently
- Has strong organizational skills, attention to detail, and basic Microsoft Office skills
- Good analytical and problem-solving skills.
- Strong organization and verbal and written communications skills.
- Highly adaptive and open to changes as the organization grows and its needs evolve.

📌 Senior Executive - Mortgage - US/UK (Uttar Pradesh)
🏢 Talent Advisors
📍 Uttar Pradesh