About Credit Saison :

Established in 2019, Credit Saison India (CS India) is one of the countrys fastest growing Non-Bank Financial Company (NBFC) lenders, with verticals in wholesale, direct lending and tech-enabled partnerships with Non-Bank Financial Companies (NBFCs) and fintech's. Its tech-enabled model coupled with underwriting capability facilitates lending at scale, meeting India’s huge gap for credit, especially with underserved and under penetrated segments of the population.

Credit Saison India is committed to growing as a lender and evolving its offerings in India for the long-term for MSMEs, households, individuals and more. Credit Saison India is registered with the Reserve Bank of India (RBI)and has an AAA rating from CRISIL (a subsidiary of S&P; Global) and CARE Ratings.

Currently, Credit Saison India has a branch network of 80+physical offices,2.06 million active loans, an AUM of over US$2B and an employee base of about approx ~2000 employees.

Credit Saison India is part of Saison International, a global financial company with a mission to bring people, partners and technology together, creating resilient and innovative financial solutions for positive impact. Across its business arms of lending and corporate venture capital, Saison International is committed to being a transformative partner in creating opportunities and enabling the dreams of people.

Saison International is the international headquarters (IHQ)of Credit Saison Company Limited, founded in 1951 and one of Japan’s largest lending conglomerates with over 70 years of history and listed on the Tokyo Stock Exchange. The Company has evolved from a credit-card issuer to a diversified financial services provider across payments, leasing, finance, real estate and entertainment. Based in Singapore, Saison International’s global operations span over Singapore, India, Indonesia, Thailand, Vietnam, Mexico, Brazil, with active investments in debt, equity, corporate venture capital, and technology.





Duties and Responsibilities:

Compliance Monitoring

1. Develop Compliance monitoring program across the verticals/products and delegate the same for a calendar year.

2. Plan and perform monitoring activity in line with the compliance monitoring program.

3. Reporting of the Compliance monitoring program outcomes to the management/committee.

4. Maintain an issue tracker report and ensure closure of the issues.

Compliance Testing

1. Tracking recent compliances as per the regulation issued by the regulator

2. Evaluate if the company’s internal processes and controls adhere to regulations and internal policies

3. Maintain detailed working papers, draft compliance test reports, and present findings to senior management and stakeholders.

Governance

1. Develop internal policies/SOP’s and ensure they are up to date.

2. Ensure Compliance policies and SOP’s are followed in spirit and is in line with the regulatory requirements.

Audit

1. Assisting the team during the course of any Audit (Internal and External) and ensuring closure of the existing as well as identified issues.

Skills

- Risk assessment skills – as a large part of the role will be identifying compliance risks and non-financial risks.
- Audit Skill – this will help the candidate to perform reviews in a planned way and will also benefit the company in getting quality issues identified.
- Communication skills - to successfully communicate the findings to both management and employees.
- Attention to detail - to spot certain aspects of rules and regulations that are crucial/non-crucial.
- Moral integrity - need to understand and promote the importance of complying with rules and regulations.
- Problem-solving skills- many compliance issues have no straightforward solution and compliance need to ensure and find ways of complying with rules and regulations without negatively affecting the company’s operations.

Qualifications

- MBA (Finance or Banking), CA.

Experience

- Preferably 1-2 years in BFSI/Audit.

📌 Manager - Compliance & Legal (Karnataka)
🏢 Credit Saison India
📍 Karnataka