The Credit Maintenance Analyst is an entry level position responsible for capturing and recording data related to credit exposure, obligors and facilities in relevant credit systems in coordination with the Operations - Services team. The overall objective of this role is to maintain data quality in credit systems, monitor credit exposure and adhere to overall credit policies.

This is the Loan Operations for UAE Consumer business, where in the loan and other related aspects of loan are processed on customers request. In addition to this, operations like, Advance current account booking & Loan / Currency swaps are processed in this business.

Job Description:

- Process incoming credit requests reviewing for completeness/accuracy, and convert to concise, accurately recorded credit facilities.
- Prepare weekly and monthly audit reports and contribute to achieving acceptable audit rating.
- Maintain an executive document to track all request, changes, and action plans performed on credit reports
- Prepare portfolio and related credit information for internal and external auditors.
- Resolve problems by identifying and selecting solutions through the application of acquired technical experience and guided by precedence.
- Make evaluative judgements based on the analysis of factual information.
- Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets,



by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency

Qualifications:

- 5 to 8 years relevant experience required
- Experience in credit operations & Loan Operations or similar process.
- Knowledge of the processes, procedures and systems
- Proficient computer skills with a focus on Microsoft Office.
- Ability to work in a team-oriented environment

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Job Family Group:

Operations - Core

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Job Family:

Operations Support

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Time Type:

Full time

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📌 Officer - Credit Maintenance Analyst 1 (Chennai)
🏢 Important Group
📍 Chennai