Job Summary

Rating Analyst-BFSI

Work Location

Bengaluru / Mumbai

Relevant Work Experience

(CRAs / Banks / Financial Industry)

3-5

Primary Responsibility

The Rating Analyst would conduct end-to-end rating involving the following primary responsibilities:

- Credit analysis of financial instruments in the BFSI sector for banks, NBFCs, MFIs, and Structured Finance Products
- Financial analysis and the ability to make financial projections of the financial instruments.
- Analytical rigor in the presentations to the rating committees
- Maintain excellent quality in the analysis and be up to date on the market/industry information and suitable and need-based rating actions.
- Interact with company management, auditors, bankers, and other lenders and visit companies and factories as part of the regular monitoring and data gathering.
- To take ownership of the folio by conducting regular surveillance, monitoring, and reviews on a quarterly and material-event basis, tracking the performance of the companies in relation to macroeconomic changes, and handling internal and external audit queries.
- Strictly adhere to standard operating procedures, regulations & policies.




- Adept in meeting tight deadlines with no compromise on analytical quality
- Mentor and guide junior rating analysts
- Client interaction and managing valuable relations.
- Analytical expertise in the Banks / NBFCs / MFIs / Structured Finance Products segment, including financial modeling, ratio analysis, and industry knowledge.
- Updated with the latest regulatory guidelines and circulars, especially in Structured Finance Products.
- Excellent verbal / written communication and presentation skills.
- Proficiency: Strong domain knowledge in credit assessment in the BFSI sector - Banks, NBFCs, MFIs, and Structured Finance products
- Strong analytical, quantitative, and presentation skills to present the facts along with rating recommendations to the rating committees.

Educational Qualification

- Postgraduate in Finance / Commerce or CA. Any additional certifications in finance will be an added advantage.

Disclaimer: This job posting has been aggregated from external source. Role details, content, and availability are subject to change. Applicants are advised to confirm the latest information directly on the company website before applying.

📌 Rating Analyst - BFSI (Karnataka)
🏢 Brickwork Ratings (BWR)
📍 Karnataka