Discover your future at Citi Working at Citi is far more than just a job A career with us means joining a team of more than 230 000 dedicated people from around the globe At Citi you ll have the opportunity to grow your career give back to your community and make a real impact Job Overview The Credit Portfolio Analyst II is an intermediate-level position responsible for conducting credit reviews credit approval and monitoring the portfolio to identify credit migration in coordination with the Risk Management team The overall objective of this role is to manage Citi s portfolio exposure to clients and counterparties globally Responsibilities Conduct risk assessments and client credit analyses review financial results and peer analyses and prepare financial projections Prepare green-light and transaction approval memos conduct due diligence build cash flow models and conduct sensitivity analyses Escalate credit concerns updates to senior risk and business managers and propose risk mitigation action to be taken by staying continuously informed of related developments news for the portfolio and industry covered and understanding the credit process policies and Citi s risk appetite Assist with portfolio review preparation and conducting stress tests Build working relationships with various teams across the bank including deal coverage and product teams Appropriately assess risk when business decisions are made demonstrating particular consideration for the firm s reputation and safeguarding Citigroup its clients and assets by driving compliance with applicable laws rules and regulations adhering to Policy applying sound ethical judgment regarding personal behavior conduct and business practices and escalating managing and reporting control issues with transparency Qualifications 2-4 years of experience in credit risk analysis or corporate banking Experience in financial analysis accounting and valuation Knowledge of accounting and corporate finance financial modelling credit and banking products credit analytics risk assessment and transaction execution Consistently demonstrate clear and concise written and verbal communication Proven ability to work with little direction and in a team Demonstrated accountability self-motivation and business acumen Education Bachelor s degree University degree or equivalent experience - Job Family Group Risk Management - Job Family Credit Decisions - Time Type Full time - Citi is an equal opportunity employer and qualified candidates will receive consideration without regard to their race color religion sex sexual orientation gender identity national origin disability status as a protected veteran or any other characteristic protected by law If you are a person with a disability and need a reasonable accommodation to use our search tools and or apply for a career chance review Accessibility at Citi View Citi s EEO Policy Statement and the Know Your Rights poster