Tasks Main Tasks Assess and analyse credit worthiness of the individual or corporate applying for an automotive loan and whether the loan is payable by the individual or corporate for the term of the loan The analyst will use MBFSI processes credit and fraud tools systems as well as policies to arrive at lending decisions The analyst be resolution oriented with good communication and customer service skills The analyst will also support sales and administrative teams in reviewing portfolio streamlining processes automating activities and product Key Responsibilities To identify risk and assess customer s credit worthiness and ability to service the debt and provide credit recommendation first decision to the management via comprehensive credit write-up To conduct the credit write up within TAT guideline with the completeness of the required documents To ensure the terms and condition of approved credit facilities are met before actual credit drawdown To support sales and administrative teams with portfolio analysis and queries To support company projects and initiatives Qualifications Education Master s degree MBA Finance or related fields Experience At least 3-8 years experience in a commercial lending environment from international bank or finance company Strong verbal and written command of English and good computer literacy Microsoft Office Skills Good team player willing to learn and adapt to an international environment Able to work hard and occasionally after office hours to get the job done in time Strong self-motivation and ability to work under pressure with high responsibility Valuable credit analytical skills Competencies Integrity Passion Discipline Respect

📌 Retail Credit Analyst (Pune)
🏢 Important Company of the Sector
📍 Pune