- Field Officer MFI Designation Field Officer Department Operations Location Branch Level Age Limit Below 30 Years Qualification Minimum 10th Pass ITI Office Timing Morning 7 30 AM Sharp at Direct field or Office to 6 00 PM 1 Key Responsibilities a Loan Sourcing Promotion Identify potential customers in assigned villages areas Conduct group formation and promote JLG Microfinance loan products Explain loan procedures eligibility criteria and repayment terms b Field Verification Conduct FOCPV Field Officer Client Profile Verification for all new clients Verify residence business activity income sources and group stability Submit accurate verification reports on time c Center Meeting Collection Conduct daily center meetings as per schedule Ensure 100 collection of weekly monthly EMI without delay Update collection details in the mobile app software d Portfolio Management Monitor client repayment behavior Identify overdue accounts and follow up systematically Maintain zero NPA and reduce PAR levels e Documentation Compliance Collect necessary KYC documents and application forms Ensure proper documentation as per company and RBI guidelines Follow operational policies without deviation f Customer Relationship Build good rapport with clients and community leaders Provide support for any customer queries or service-related needs Promote financial discipline and awareness among customers 2 Skills Competencies Required Good communication and interpersonal skills Ability to travel extensively for fieldwork Basic knowledge of mobile apps and data entry Discipline honesty and willingness to learn Ability to work under pressure and meet daily field targets 3 Experience Freshers can apply Experience in microfinance banking fieldwork is an added advantage 4 Working Conditions Daily field visits 2-3 villages Center meetings in morning hours Weekly monthly target-based work Saturday Sunday work as per company norms field schedules 5 Salary Benefits Monthly salary Travel Allowance Incentives PF ESI Insurance - as per company policy Career growth to Credit Officer Branch Incharge Branch Manager based on performance Job Types Full time Permanent Fresher Pay 15 000 00 - 17 000 00 per month Benefits Cell phone reimbursement Health insurance Provident Fund Work Location In person

📌 Field Officer (Kerala)
🏢 Virutcham Microfinance
📍 Kerala