Role & responsibilities

- Review and Analysis of historical loan data pf Retail portfolio to understand the pattern from default point of view.
- Apply statistical tool to analyze the pattern and come with detailed assessment
- Review and Prepare risk dashboard for management which shows all key risk parameters
- Develop rating model/scorecard for various retail and corporate loans based on historical data.
- Testing of scorecard/model on a regular basis/coordinate with various stakeholder for the rating model implementation.
- Prepare and maintain database of loan product from risk assessment point of view
- Ensure data is correctly captured in the system and coordinate with different team to fix the issue
- Coordinate with IT team for the automation of credit approval process
- Review and Preparation of regular credit risk reports for Board meeting and other management committee meeting consumption.

Interested candidates may share their resume on [email protected]

📌 Manager- Credit Risk(Retail Assets) (Uttar Pradesh)
🏢 Utkarsh Small Finance Bank
📍 Uttar Pradesh