Specialist, Credit Services II

We’re seeking a future team member for the role of Specialist, Credit Services II to join our First Line Credit - Markets team. This role is located in Pune.

In this role, you’ll make an impact in the following ways:

- Credit Analysis & Underwriting: Perform credit analysis across industries, sectors, and counterparties; support underwriting of credit transactions and ongoing management of credit relationships under guidance.
- Counterparty & Market Credit Risk: Assist with counterparty credit risk assessments, including borrower re-ratings, transaction reviews, and support for Market Risk and Intraday Credit Risk activities.
- Portfolio Performance Monitoring: Conduct portfolio performance assessments through analysis of NAV data, financial statements, and periodic financial reports to identify trends and emerging risks.
- Credit Administration & Governance: Support credit reviews and submissions, preparation of credit proposals and financial spreads, and audit proposals to ensure compliance with internal credit policies and approval standards.
- Reporting & Operational Support:



Assist with ad hoc and standard credit risk reporting, data quality checks, and operational credit risk activities across Credit Analysis, Portfolio Management, Country Risk, or Credit Administration teams.
- Technical, Automation & Product Exposure: Apply SQL, Python, and Excel-based automation to improve credit processes and reporting; gain exposure to Prime Brokerage, Repo, and other client-facing market risk products while supporting process efficiency initiatives.

To be successful in this role, we’re seeking the following:

- Bachelor's degree or the equivalent combination of education and experience is required.
- 3-5 years of work experience in Capital Markets or Risk Domain preferred.
- Strong knowledge of financial products and an understanding of the associated risk drivers.
- Skilled at innovation and automations.
- Knowledge of Counterparty Credit Risk, Liquidity Risk assessment is must. Should have positive understanding of all Markets products.

📌 Specialist, Credit Services II (India)
🏢 The Bank of New York Mellon
📍 India