Branch Relationship Officer - UCV

Entity: Equitas Small Finance Bank
External Title: Branch Relationship Officer - UCV
Job Code: EQU/BRO-U/1817912
Location: Shrirampur, Nashik, Maharashtra
Business Unit: Assets
Division/Function (SBU): Emerging Enterprise Banking
Department: UCV
Sub-Department: Sales
Posted On: 31 Jul 2026
End Date: 30 Aug 2026
No. Of Openings: 1
Employment Type: Permanent
Employment Category: Field
Closing Date: 30 Aug 2026

Purpose of the Role

To ensure high quality delivery of relevant vehicle finance products & services to our clients in a fair and transparent manner.

Key Responsibilities

- Develop a consistent pipeline of applications from good quality customers who require finance for the purchase of Used cars through direct sourcing, dealers, DSAs, market references, etc.
- Effectively manage relationships with all customers by responding to their requirements in a timely and professional manner.
- Ensure that all documentation and information related to loan proposals are obtained in a timely manner to practice the 'First Time Right' principle.
- Actively generate & pass on leads for cross-sell products like Saving Accounts, Current Accounts, Term Deposits, FASTag (wherever applicable).
- Ensure 100% compliance to Policies & Processes and all regulatory matters of RBI and other statutory bodies.




- Closely follow up channels and keep the relationship intact, ensuring no PDD is pending beyond 60 days from his channels.
- Understand the products & policies of ESFB Used car Funding and offer the right scheme to the client to ensure the customer's requirement is met.

Desired Experience

- Number of years of experience (range): 3-6 years
- Type of companies/sector worked for: OEM / Dealer Sales / Banks/NBFCs; should have relevant experience in Current or Used car finance.
- Responsibilities managed in the previous organizations: The applicant should have experience in Used Car, with excellent contacts in the Cars finance market. Experience in understanding process, car types, client segments, and dynamics of the used car market is critical for this role.
- Languages: Working knowledge of English and fluency in the regional language of the state applying for. Ability to speak in other regional languages would be an added advantage.
- Computer/technical skills (if any): Should be comfortable using Excel (ability to analyze reports sent from Head Office) and email (ability to communicate clearly in written English).

Qualifications

- Graduation: Any Graduate
- Post-graduation: MBA or any PG would be an added advantage
- Professional Qualifications: Nothing specific
- Certifications: Nothing specific

📌 Skill (India)
🏢 Equitas Micro Finance India
📍 India