You will be responsible for developing and managing our credit card products and programs to drive growth and profitability for the bank.
Roles & Responsibilities :
- Develop and implement credit card product strategies and roadmaps in line with the bank's overall business objectives
- Conduct market research and analysis to identify customer needs and preferences, and use insights to drive product innovation and differentiation
- Collaborate with cross-functional teams including marketing, sales, and operations to ensure successful product launches and ongoing management
- Monitor and analyze product performance, identify areas for improvement, and make recommendations for product enhancements and pricing adjustments
- Stay updated on industry trends and competitor offerings to ensure our credit card products remain competitive in the market
- Manage relationships with external partners and vendors to support product development and delivery
- Work closely with the credit risk team to ensure responsible lending practices and compliance with regulatory requirements
- Lead and mentor a team of product managers and analysts to achieve departmental goals and objectives
- Robust understanding of retail banking and credit card products, with a proven track record of developing and launching successful products
- Excellent analytical and problem-solving skills, with the ability to use data to drive decisions and strategies
- Strong project management skills and ability to manage multiple projects simultaneously
- Excellent communication and interpersonal skills, with the ability to collaborate with cross-functional teams and build relationships with external partners
- Knowledge of regulatory requirements and compliance in the credit card industry
- Leadership experience and ability to mentor and develop team members