Job Description

HCLTech Nagpur is hiring Analyst Mortgage Full Appraisal Review Specialist

Role Summary

The Mortgage Full Appraisal Review Specialist performs comprehensive reviews of residential property appraisal reports across all mortgage products, ensuring valuation accuracy, regulatory compliance, and collateral risk mitigation. The role supports underwriting and credit teams through expert analysis and transparent documentation.

Required Qualifications
Bachelor's degree in Real Estate, Finance, or related field (preferred).
Min 2 max 5+ years experience in Appraisal Review & Rating, Collateral Underwriting, or QC.
Strong knowledge of USPAP, GSE guidelines, FHA/VA standards, and investor overlays.
Proficiency with CU, LCA, AVMs, and mortgage LOS platforms.
Robust analytical, decision-making, and written communication skills.

Key Responsibilities
Conduct full appraisal reviews for Conventional, FHA, VA, Jumbo, Portfolio, and Non‑QM loans.




Validate appraisal completeness, accuracy, and valuation credibility.
Review comparable sales, adjustments, market analysis, photos, and maps.
Ensure compliance with USPAP, GSE guidelines, FHA 4000.1, VA Handbook, and investor requirements.
Identify red flags for valuation risk or misrepresentation.
Recommend actions such as desk/field reviews or reconsideration of value.
Document findings clearly for underwriters and QC teams.
Coordinate with AMCs, vendors, and internal stakeholders.
Use CU, LCA, AVMs, Encompass, MLS, and public records for validation.

Core Competencies
Detail orientation & documentation discipline
Risk assessment & issue identification
Transparent communication & collaboration
SLA adherence & productivity management

📌 Mortgage Analyst Nagpur
🏢 HCL TechBee
📍 Nagpur