· Ensure proper credit evaluation of customers as per policy & process
· Conduct personal discussion with customers for evaluation of Loan proposal
· Support the branch team in achieving desired branch objective.
· Manage & Maintain TAT for Loan disbursement.
· Supervisor & mentor Credit officer & Officer Credit Operation.
· To diligently appraise loan applications in line with credit policy of the organization.
· Ensure Credit policies to build a positive quality portfolio of the branch.
· Ensure File is completed in all aspects before the Loan is Disbursed & Maintain records.
· Completion of PDD on time for the Loan Disbursed
· Ensure Quality Portfolio of the branch is Maintained




· Underwrite proposals and make decisions on loan approval and disbursement within empowerment based on credit evaluation criteria
· Maintain high standards on credit appraisal through personal understanding of customer, as appropriate supplemented by documentation provided
· Minimize turnaround time per application
· Maintain a high quality portfolio at branch level.
· Manage and support other operations activities at the branch.
· Escalate proposals beyond empowered limit for review of Area/Regional Credit Manager, as appropriate

Ensure that the PDD is collected and maintained as per credit norms.

📌 Branch Credit Manager Nagpur
🏢 equitas small finance bank
📍 Nagpur