A Credit Analyst is responsible for evaluating the creditworthiness of individuals or businesses and assessing the risk involved before approving loans or credit facilities.

Credit Analyst – Roles & Responsibilities
Analyse loan applications and assess the applicant's financial health.
Review financial statements, bank statements, income documents, and credit reports.
Verify customer information and supporting documents for accuracy and authenticity.
Evaluate credit risk and determine repayment capacity.
Conduct credit bureau checks (such as CIBIL or other relevant credit agencies).
Prepare detailed credit appraisal and risk assessment reports.
Recommend approval, rejection, or modification of loan applications based on analysis.
Ensure compliance with company policies, regulatory requirements,



and internal credit guidelines.
Identify potential risks and suggest appropriate risk mitigation measures.
Coordinate with Sales, Operations, and Legal teams for smooth loan processing.
Monitor existing loan portfolios and identify early warning signs of default.
Maintain accurate records of credit evaluations and customer documentation.
Support audits and regulatory inspections by providing required documentation.
Stay updated on industry trends, lending policies, and regulatory changes.

Pay: ₹8,000.00 - ₹25,000.00 per month

Perks
Food provided

Work Location: In person

📌 Credit Analyst Hyderabad
🏢 Narvee Technologies
📍 Hyderabad