A Mortgage Underwriter plays a crucial role in the mortgage lending process by assessing the creditworthiness and risk profile of potential borrowers. The position involves analyzing financial information, reviewing loan applications, and making informed decisions to approve, conditionally approve, or deny mortgage loans. This role ensures that all loans meet the company's lending standards and regulatory requirements.
Responsibilities/Expertise:
A Minimum of 3+ years work experience in US Residential Mortgage specifically in Frontend (Live) US Residential Underwriting
Expertise in Underwriting Reviewing Income, Credit, Collateral & Capital
Expertise in calculating all type of Incomes (Salaried/Self Employed and Other Income), Asset & Ratios
Must have experience in Underwriting all type of loans Purchase/Refinance/Construction
Expertise in reviewing the Guideline (Fannie Mae & Freddie Mac)
Evaluating the Loan documents for approval/rejection
Review Appraisal document to identify whether the property has been evaluated correctly
Assessing loan attributes and documentation for soundness and accuracy
Approving/Denying/Counter Offer the loans after verifying borrower eligibility
Shift timing: Night Shift
Location: Chennai / Pune
Experience: 3+Years
📌 Due Diligence Underwriter Pune
🏢 Saaki Argus And Averil Consulting
📍 Pune
Reply to this offer
Impress this employer describing Your skills and abilities, fill out the form below and leave Your personal touch in the presentation letter.