Credit Underwriting & Evaluation:
a. Assess secured LAP loan proposals in line with internal credit policies and risk parameters.
b. Conduct personal discussions with applicants to evaluate creditworthiness and repayment intent.
c. Analyze income, obligations, and financial ratios with a explicit understanding of calculation logic and their
impact on loan performance.
d. Apply deviation matrix guidelines and exercise sound judgment in decision-making.
Key Responsibilities:
BCM
📌 Branch Credit Manager Bareilly (India)
🏢 Kissht
📍 India
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