Job Responsibility:
Part of the Credit Underwriting Team.
Responsible for Credit Appraisal & Sanctioning
Handling small - medium ticket for LAP and Home loans
Evaluating LAP (loan against property) for salaried and self employed clients. Identifying risk associated to the lending and finding alternatives to mitigate them.
Ensuring compliance with retail credit policy and guidelines of the Bank, Reserve Bank and other regulatory bodies.
Preparing detailed reports of the loans during the appraisal process.
Coordinating with different teams like legal, fraud, document prep, draw down for smooth disbursement of the loans.
📌 Credit Manager Harda (India)
🏢 Acura Solution
📍 India
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