Assist in portfolio management and drive lending strategies formulation for retail products.
Roles & Responsibilities:
Develop and expand the existing channel network.
Continuous portfolio assessment to suggest policy interventions to keep the risk levels within acceptable range.
Implementation of changes in policy and process on relevant platforms. Coordinate with various stakeholders to implement the same.
Automation and Business Analysis of the policies to suit the effective system implementation on the relevant platforms.
Monitoring and management of portfolio through monthly portfolio analysis.
To monitor and track Net Credit Losses (NCL)/delinquencies for the respective product.
Monthly presentation to senior management about the health of the portfolio with recommendations wherever appropriate.
Competition benchmarking on regular basis to enhance the product suite.
Portfolio Risk Management.
Policy Formulation & Maintenance.
Policy Automation.
Ensure timely closure of audit queries.
Portfolio AUM growth as per budgets.
Portfolio Losses within acceptable levels.
Early Bounces within acceptable levels.