Job Description:
Acquire, grow and manage portfolio of Business Banking (SME), Clients (which would be in the turnover upto 100 crores) with ticket size upto 15 Cr.
Deliver month on month targets on Business Banking (SME) Loan Disbursals, Fund based and non - fund based, Processing Fee, Fee Income, CA Balance and Portfolio Health
Manage end to end client engagements in structuring deals, approval process through credit, on-boarding, documentation closure and transactional relationship support
Manage Credit Memo preparation and presentation to Credit Committee along with Credit
Drive Client Acceptance, Client Loan Documentation for on-boarding, draw-downs and recovery / restructuring efforts if any
Build and manage an asset portfolio which contributes to Business Banking (SME) Banking and generate profits at satisfactory risk reward ratios
Work closely with the Business Banking (SME) Regional Head and Transaction Banking team to develop sales strategy for Business Banking (SME) clients




Identify market trend and target customers- needs in order to review and recommend product / services offerings for Business Banking (SME) clients

An Ideal Candidate should possess
Sound knowledge of Working Capital Loans, Transaction Banking products as well as general banking regulations.
Previous experience of handling Business Banking (SME) clients in Indian Market.
Entrepreneurial mindset to build the business ground up and subsequently scale it up rapidly.
Driving success - taking action, seizing prospect, pursuing goals.
Showing resilience - thinking positively, embracing change, inviting feedback.
Communicating information - convincing people, articulating information, challenging ideas.
Building relationships - interacting with people, establishing rapport, impressing people.
Structuring tasks - managing tasks, upholding standards & focused on producing output.
Processing details - meeting timescales, checking things & follow procedures.

📌 Associate Relationship Manager Gujrat Ahmedabad
🏢 Acura Solution
📍 Ahmedabad