Description
Manage business and distribution for SME business within Business Lending Group for complex geograhpical locations (bigger geographical areas with multiple districts and business pockets) with different business dynamics.
The business will cater to clients with turnover over 100 Crs, these will be majorly High Value Clients who provide significant revenue and growth prospects
Ensuring overall portfolio and revenue targets are met.
Building profitable franchise for SME.
Manage and arrest slippage and maintain portfolio quality
Collaborating with lenders to customise lending solutions
Managing front line sales for driving business
Managing key/strategic relation like channels like Branch & other channels for creating lead funnel.
Client Relationship Management in terms of risk & compliance
Building sourcing channel with sharp focus on sourcing through branch

Responsibilities
Lead and manage the financial health and strategic growth of SMEs with ₹100+ Cr turnover and ₹15–50+ Cr credit exposure




Enhancing profitability through revenue growth & cost control
Promoting fee-based products like CMS, TFx, & EXIM
Developing growth strategies for BBG & EEG segments across geographies
Ensuring compliance with covenant monitoring & audit adherence
Maintaining portfolio health by managing SMA & NPA
Collaborating with credit, operations, risk, IT, & compliance teams to streamline processes
Increasing CASA & TD penetration
Expanding business into current regions
Structuring complex credit facilities tailored to borrower needs
Reviewing TAT & FTNR controls
Navigating complex business cases with legal & technical expertise
Presenting credit proposals to sanctioning authorities
Overseeing the credit delivery ecosystem for optimal performance

Qualifications

Qualification required: Graduate/ Post Graduate

Min Exp: 12 - 15 Years
Max Exp: 18 - 20 Years

📌 Blg Regional Business Head Emerging Enterprise Group Eeg Bangalore Bengaluru
🏢 CSB Bank
📍 Bengaluru