Job Title: US Mortgage Live Underwriter (Conventional & Non-QM)

Walk-in Interview Location: Navi Mumbai

Work Mode: Work from Office

Shift: US Rotational Night Shifts

Experience: 2–5 Years

Graduation (UG) is Mandatory

Immediate Joiners & 1 month Notice period Preferred

Live Underwriter ,Conventional, Non-QM, and DSCR mortgage loan applications.
Analyze borrower income, assets, credit, employment, and collateral.
Evaluate alternative documentation loans (Bank Statement, Asset Depletion, 1099, ITIN, and P&L; Only).
Ensure compliance with Fannie Mae, Freddie Mac, investor, company, and regulatory guidelines.
Review and explicit underwriting conditions and resubmitted documents.
Coordinate with processors, loan officers, brokers, and internal teams to support timely loan decisions.

2–5 years of US Mortgage Underwriting experience.

Solid experience in Live Underwritting ,Conventional, Non-QM, and/or DSCR underwriting.
Knowledge of Fannie Mae, Freddie Mac, DU/LP, mortgage compliance, and risk assessment.
Hands-on experience with Loan Origination Systems (LOS) such as Encompass, CalyxPath, or similar platforms.

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