"Job Title: Credit Scoring Model Developer
Location: Pune
Company Overview:
Mobihive Labs Limited is a rapid-growing fintech company dedicated to revolutionizing the lending industry through technology-driven credit solutions. We leverage data science, machine learning, and alternative data sources to enhance credit decision-making and financial inclusion.
Job Summary:
We are seeking an experienced Credit Scoring Model Developer with a fintech background to design, develop, and enhance our credit risk assessment models. The ideal candidate will have deep expertise in credit risk modeling, machine learning, and working with non-traditional data sources to improve credit decisioning. This role requires hands-on experience in developing models specifically for fintech lending, as opposed to traditional banking environments.
Key Responsibilities:
• Design, develop, and maintain credit scoring models for various lending products.
• Utilize alternative data sources (e.g., transaction data, behavioral data, digital footprints) to improve credit risk assessment.
• Implement machine learning techniques to optimize credit decisioning and risk assessment.
• Continuously monitor and refine credit models to improve accuracy and reduce default rates.
• Collaborate with data engineers, product managers, and risk teams to integrate models into production systems.
• Conduct A/B testing and back testing to validate model effectiveness.
• Ensure compliance with regulatory guidelines while maintaining cutting-edge risk assessment approaches.
• Develop real-time credit risk strategies to enhance customer experience and risk mitigation.
Qualifications & Skills:
• 5+ years of experience in credit risk modeling within a fintech setting (not banking).
• Strong knowledge of machine learning algorithms, statistical techniques, and credit risk modeling methodologies.
• Hands-on experience with Python, R, SQL, and data science tools.
• Familiarity with alternative credit data
📌 Mobihive Credit Risk Analyst Pune
🏢 NextHire
📍 Pune