Key Responsibilities:
Cash Management:
Oversee daily cash flow management, ensuring sufficient liquidity for operational needs and investment prospects.
Coordinate the movement of funds between accounts and maintain appropriate liquidity levels.
Ensure accurate forecasting of cash positions and funding requirements.
Treasury Operations Oversight:
Supervise and manage the treasury operations team, ensuring effective execution of payment transactions, trade settlements, and reconciliations.
Ensure compliance with internal policies and regulatory requirements (e.g., Basel III, Dodd-Frank Act).
Review and optimize operational processes, introducing efficiencies where necessary.
Risk Management:
Manage treasury-related risks such as interest rate risk, foreign exchange risk, and liquidity risk.
Coordinate with the risk management team to identify potential exposures and mitigate them.
Implement hedging strategies as required to manage risk in accordance with bank policy.
Investment & Funding Activities:
Oversee short-term and long-term funding activities and investments to optimize the bank's balance sheet.
Manage interbank lending and borrowing programs, including relationships with counterparties.
Analyze and recommend investment strategies to optimize the bank's treasury portfolio.
Compliance & Regulatory Reporting:
Ensure all treasury operations are conducted in compliance with internal policies, industry regulations, and statutory requirements.
Prepare and review daily, weekly, and monthly reports on treasury activities for senior management.
Support audits by providing documentation and assisting with regulatory reviews.
System & Process Management:
Work with IT to ensure the treasury systems are productive, accurate, and up to date.
Participate in the selection, testing, and implementation of treasury management systems (TMS) or software upgrades.
Continually assess processes and implement