Job Title: Cluster Manager - Loan Against Property
Location: Chennai

Overview: We are seeking a energetic and experienced Cluster Manager to oversee our Loan Against Property (LAP) product division, responsible for managing a cluster of 5 branches. The ideal candidate will possess strong leadership skills, in-depth knowledge of LAP products, and a proven track record in team management.

Responsibilities:
Strategic Leadership: Provide strategic direction and leadership to achieve LAP business targets within the assigned cluster.
Branch Management: Oversee the operations of 5 branches within the cluster, ensuring compliance with company policies, procedures, and regulatory requirements.
Team Management: Lead and motivate a team of branch managers and loan officers to achieve sales targets and maintain high levels of customer satisfaction.
Performance Monitoring: Regularly monitor and analyze branch performance metrics, identify areas for improvement, and implement corrective actions as necessary.
Product Development:



Collaborate with the product development team to identify opportunities for product enhancements and develop strategies to increase LAP product penetration within the market.
Risk Management: Ensure adherence to risk management policies and procedures, conduct periodic risk assessments, and implement controls to mitigate risks associated with LAP lending.
Market Intelligence: Stay abreast of market trends, competitor activities, and regulatory changes affecting LAP products, and incorporate relevant insights into business strategies.
Customer Relationship Management: Foster robust relationships with key customers, intermediaries, and stakeholders to enhance business prospects and maintain a competitive edge.
Training and Development: Identifying reportees for necessary training to groom their product knowledge, sales skills, and customer service capabilities.
Budgeting and Cost Control: Develop and manage budgets for the cluster, e

📌 Cluster Manager Bengaluru (India)
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📍 India