Enriching Lives Winning as ONABC Company Info: Aditya Birla Capital Limited ( ABCL ) is the holding company for the financial services businesses of the Aditya Birla Group.With subsidiaries/JVs that have a strong presence across Protecting, Investing and Financing solutions, ABCL is a financial solutions group that caters to the diverse needs of its customers across their life cycle. Powered by more than 38,000 employees, the businesses of ABCL have a nationwide reach with over 1300 branches, more than 2,00,000 agents/channel partners and various bank partners.Aditya Birla Finance Limited: Aditya Birla Finance Limited (ABFL), a subsidiary of Aditya Birla Capital Limited, is among the leading well-diversified non-banking financial services company in India. ABFL offers customized solutions in the areas of personal finance, mortgage finance, SME finance, corporate finance, wealth management, debt capital markets and loan syndication.What makes an ideal ABC Citizen At ABC, we are constantly on the lookout for individuals who resonate with our 5 core values of Speed, Passion, Integrity, Seamlessness and commitment and live them every day, while also understanding our vision. We believe in building leaders who thrive on challenges, take the onus of creating and sustaining strong teams, and forms solid networks as a result of effective relationship-building.Role Details: BusinessAditya Birla CapitalUnitAditya Birla Finance LimitedLocationMumbaiRoleSr. BOMDepartmentOps & CSEligibility CriteriaGraduateRequired Skills & CompetenciesThe skills required for this role are result orientation, goal orientation, working effectively with the teams,



interpersonal and influencing skillsEducation and experience required for this role is post graduate with minimum 3 years of work experience in the banking and lending domain. PGDBM/MBA certified would be preferredKey Responsibilities: Pre Disbursement Activitieso Prepare and issue required letters like sanction letters, amendment letters, ROI based on credit decisions/ sanction note within given timelines o Provide standard legal and security documents to the Relationship Manager, depending on type of product and security within stipulated timelines o Verify and execute complex documentation in full compliance with the internal standards and external regulatory requirements o Scrutinize customer documents to check if in order. In case of discrepancies, share details with Relationship Manager to complete/ rectify the documentation. o Check facility legal & security documents executed by the customer and ensure pre-activation check points are completed o Track and update PDDs and OTC in the system/ excel for new/existing release of limits. Ensure daily execution of documentation in full compliance with the internal standards and external regulatory requirements Ensure timely preparation and issuance of required letters like sanction letters, amendment letters, ROI based on credit decisions/ sanction note Ensure standard legal and security documents are given to the Business team,



depending on type of product and security within stipulated timelines Ensure customer submitted documents are checked within the given timelines. In case of discrepancies, share details with Relationship Manager to complete/ rectify the documentation Support in smooth resolution of complex documentation issues Post DisbursementEnsure follow ups of outstanding PDDs/OTC and look into escalation cases, where required Ensure completion of all activities related to security perfection of assets - CERSAI Ensure renewal tracking done by the team and ensure that renewal letters are prepared and issued within stipulated timelines Supervise the loan booking and servicing activities for their respective zones and ensure they are completed within the stipulated TAT Ensure that only completed files are getting processed by the operations team at the branch levelHandle service level escalations and complaints for HNI customers and authorise high value transactions / complex/ structured transactions. Oversee closure and foreclosure activities at the branches Ensure data and evidence for all legal litigation cases of defaulters on a case to case basisManage post disbursement documentation by conducting follow ups with stakeholders, reporting discrepancies to the Management and updating the system on a periodic basis Ensure updation of drawing power in case of stock based limits Ensure renewal of insurance on collateral to safeguard the portfolio Process Controls & Checks Ensure all policies and processes related to loan processing and disbursement are up to date and followed by the team Conduct internal branch audits at regular intervals to ensure there are no critical observations Maintain performance metrics, defect ratio and ensure SLAs are met within the agreed timelines o Ensure ROC, CERSAI and .

📌 Senior Branch Operations Manager (India)
🏢 Aditya Birla Capital
📍 India