- Conduct thorough credit analysis and appraisal of SMEs to determine their creditworthiness.
- Develop and maintain relationships with clients to understand their business needs and provide tailored financing solutions.
- Prepare comprehensive reports on credit proposals, including risk assessments and recommendations for approval or rejection.
- Collaborate with internal stakeholders to ensure seamless integration of underwriting processes across departments.
Job Requirements :
- 3-5 years of experience in credit analysis, appraisal, or underwriting in the banking industry.
- Robust understanding of financial statements, cash flow management, and industry trends affecting SMEs.
- Excellent analytical skills with ability to interpret complex data sets and communicate findings effectively.