We are looking for an experienced Branch Manager for our branch at Zirakpur
Company Profile -
STFT Finance Pvt. Ltd. is an RBI-registered NBFC dealing in small business loans. We offer unsecured business loans and secured loans (LAP) to the self-employed borrower segment. The company was set up in 2019 by senior NBFC and Banking sector professionals having solid Business, Credit & Risk experience. We are looking for motivated and growth-oriented professionals to join our growing team. We believe in empowering people and providing growth opportunities to deserving colleagues.
Responsibilities & Key Deliverables:
- Managing a team of 8-10 Sales Officers
- Responsible for driving business - LAP and Unsecured Business loans
- Achieving branch's sales and collections targets.
- Building and managing relationships with Channel partners and other external stakeholders
- End to end responsibility of driving loan origination, approvals and disbursements.
- Engaging with Credit, Operations & Clients for effective & smooth case closure.
- Providing regular service to the customers and resolving grievances, if any, at Branch level.
- Assist risk and credit teams in portfolio risk management.
- Collections from overdue customers
- Hiring, retaining and training the team to achieve strong growth in the location under coverage
- Responsible for overall cost management and policy compliance at the Branch
Required Skills and Experience:
- 8-12 years of relevant sales experience in NBFC / Banking industry
- Exposure and understanding of products in LAP & Unsecured Business Loans / Small Business Loans segments.
- Team handling experience
- Local Sales experience of at least 3-4 years in the location applied for is a must.
- Exposure to the latest underwriting practices and tools prevalent in the small ticket lending industry
- Exposure to the latest underwriting practices and tools prevalent in the small ticket lending industry