Credit Officer

EQU/CO/1815441
Equitas Small Finance Bank
Emerging Enterprise Banking > North > Rajasthan > Rajasthan > Jaipur > Jaipur > Rajasthan > 16035 > Kishangarh

Posted On: 29 Jul 2026
End Date: 28 Aug 2026
Required Experience: 4 - 5 years

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Basic Section

- No. Of Openings: 1
- External Title: Credit Officer
- Employment Type: Permanent
- Employment Category: Field
- Closing Date: 28 Aug 2026

Organisational

- Entity: Equitas Small Finance Bank
- Business Unit: Assets
- Division/Function (SBU): Emerging Enterprise Banking
- Department: VF
- Sub-Department: Credit
- Generic Role: Credit Officer
- External Title (Job Role): Credit Officer
- Division: Emerging Enterprise Banking
- Zone: North
- State: Rajasthan
- Region: Rajasthan
- Area: Jaipur
- Cluster: Jaipur
- PT Location: Rajasthan
- Branch Code: 16035
- Branch Name: Kishangarh

Skills

- Skill: Strategic Business Orientation
- Leadership Through Sustainability
- Innovation Led Transformation
- Customer Focus

Highest Education

- UG

Working Language

- Hindi, English

Home

Credit Officer Key Result Area

S.No | Objective | Weightage | Key Performance Indicator | Annexure | |------|---------------------------------------------------------------------------------------------|-----------|---------------------------------|---------------| | 1 | To prepare CAM with all the pre disbursement documents in place as per the Credit norms and within the prescribed TAT (Pre Disbursement) | 30% | TAT | As per annexure 1 | | 2 | Ensure that file is complete in all aspects before the loan is disbursed (FTR as per the matrix)



| 20% | First Time Right % | As per annexure 2 | | 3 | Physical File Dispatch to HO as per the matrix | 20% | TAT of Physical Dispatch | As per annexure 3 | | 4 | Completion of PDD on time for the loans disbursed | 20% | % of On time PDD completion | As per annexure 4 | | 5 | Self Development | 5% | Average Mandays of Training for Self | As per annexure 5 | | 6 | Process Orientation | 5% | Audit Score | As per annexure 6 |

Annexure - 1

Scoring Method:

- 5 (Outstanding)
- 4 (Excellent)
- 3 (Very Good)
- 2 (Good)
- 1 (Adequate)

TAT | 100% | <95% to 99% | <90% to 94% | <85% to 89% | <80% to 84% | |------------------------------|---------------|-------------|-------------|-------------|-------------|

Annexure - 2

Scoring Method:

- 5 (Outstanding)
- 4 (Excellent)
- 3 (Very Good)
- 2 (Good)
- 1 (Adequate)

First Time Right % | 100% | <95% to 99% | <90% to 94% | <85% to 89% | <80% to 84% | |------------------------------|---------------|-------------|-------------|-------------|-------------|

Annexure - 3

Scoring Method:

- 5 (Outstanding)
- 4 (Excellent)
- 3 (Very Good)
- 2 (Good)
- 1 (Adequate)

TAT of Physical Dispatch | 100% | <95% to 99% | <90% to 94% | <85% to 89% | <80% to 84% | |------------------------------|---------------|-------------|-------------|-------------|-------------|

Annexure - 4

Scoring Method:

- 5 (Outstanding)
- 4 (Excellent)
- 3 (Very Good)
- 2 (Good)
- 1 (Adequate)

% of On time PDD completion | 100% | <95% to 99% | <90% to 94% | <85% to 89% | <80% to 84% | |------------------------------|---------------|-------------|-------------|-------------|-------------|

Annexure - 5

Scoring Method:

- 5 (Outstanding)
- 4 (Excellent)
- 3 (Very Good)
- 2 (Good)
- 1 (Adequate)

Average Mandays of Training for Self | >=3 | 2.5-2.99 | 2-2.49 | 1-1.99 | <1 | |--------------------------------------|---------------|-------------|-------------|-------------|-------------|

Annexure - 6

Scoring Method:

- 5 (Outstanding)
- 4 (Excellent)
- 3 (Very Good)
- 2 (Positive)
- 1 (Adequate)

Audit Score | >95% | 91 - 95% | 81-90% | 71-80% | <71 | |----------------------------------|---------------|-------------|-------------|-------------|-------------|

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